1321 Ridgewood Dr, Winona, MN, 55987
About This Home
Welcome home to this beautifully maintained 5-bedroom. 3-bath residence nestled in the desirable Garvin Heights neighborhood. Offering over 2,500 square feet of living space, this move-in-ready home provides the perfect blend of comfort, privacy, and convenience. Inside you will find spacious living areas abundant natural light, vaulted ceilings, ample storage, gas fireplace, heated garage, and a versatile floor plan designed for both family living and entertaining on multiple levels. Step outside to enjoy your beautifully fenced backyard surrounded by mature trees and wildlife; creating a peaceful, private retreat while still just minutes from schools, parks, and all that Winona has to offer. Homes with this combination of space privacy, and location don't come along often. Come experience everything this Garvin Heights gem has to offer before it's gone!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Roof: Age 8 Years or Less,Asphalt,Pitched
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Water Heater,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Finished
Bedroom
- Level: Upper
- Area: 208
- Dimensions: 16x13
Bedroom2
- Level: Upper
- Area: 143
- Dimensions: 13x11
Bedroom3
- Level: Upper
- Area: 165
- Dimensions: 15x11
Bedroom4
- Level: Lower
- Area: 144
- Dimensions: 12x12
Bedroom5
- Level: Lower
- Area: 143
- Dimensions: 13x11
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Family Room
- Level: Lower
- Area: 368
- Dimensions: 23x16
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 756
- Finished area above ground: 1,558
Garage
- Level: Main
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,314
- Total interior livable area: 2,314 sqft
Kitchen
- Level: Main
- Area: 143
- Dimensions: 13x11
Laundry
- Level: Main
- Area: 70
- Dimensions: 10x7
Living Room
- Level: Main
- Area: 210
- Dimensions: 15x14
Recreation Room
- Level: Basement
- Area: 315
- Dimensions: 21x15
Storage
- Level: Basement
- Area: 154
- Dimensions: 14x11
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 325850150
- Zoning description: Residential-Single Family
- Foundation area: 756
Features
- Levels: Four or More Level Split
- Patio & porch: Composite Decking,Deck
Lot
- Lot size: 0.31 Acres
- Lot size dimensions: 87 x 155
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Hail
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Winona County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,123 | $25,476 |
| Home Insurance * | $340 | $4,080 |
| Property Taxes | $360 | $4,320 |
| Electricity | $195 | $2,341 |
| Total | $3,018 | $36,216 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Pending sale | $419,900 |
| 2026-06-30 | Price change | $419,900 |
| 2026-06-25 | Listed for sale | $439,900 |
| 2023-06-27 | Sold | $389,000 |
| 2023-05-01 | Pending sale | $394,900 |
| 2023-03-24 | Price change | $394,900 |
| 2023-02-23 | Listed for sale | $399,900 |
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