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1303 N 8th Ave, Pensacola, FL, 32503

2beds
2baths
1,463sqft
$418,500
$286price/sqft
$3,968/moest. monthly cost
$158,720/yrincome needed

About This Home

Step into timeless charm without the maintenance of an older home! This beautifully crafted 2-bedroom, 2-bath Creole-style home, built in 2020, captures the character of Pensacola's historic architecture while offering all the comforts of modern living. From soaring ceilings and a light-filled great room to the inviting screened porch, every space is designed for easy living and effortless entertaining. Rich in architectural detail and classic curb appeal, this home feels like a treasured historic residence--but with today's construction, efficiency, and peace of mind. Ideally located near the beloved Historic East Hill neighborhood, you'll enjoy quick access to vibrant downtown Pensacola, local dining, shopping, and some of the Gulf Coast's most beautiful beaches. Historic soul. Modern convenience. The best of both worlds awaits!

Getting Around

77
WalkingVery Walkable
28
TransitSome Transit
75
BikeVery Bikeable

Schools

2/10
Global Learning AcademyGrades PK-52.2 mi
4/10
4/10
Pensacola High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Creole
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Built In Microwave

Bedroom

  • Level: First
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Double Pane Windows
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,463
  • Total interior livable area: 1,463 sqft

Master Bedroom

  • Level: First
  • Area: 224

Property

Details

  • Parcel number: 000s009020011055
  • Zoning description: City

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 4,356 sqft
  • Features: Central Access

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,116$25,392
Home Insurance *$1,073$12,876
Property Taxes $582$6,984
Electricity $197$2,366
Total$3,968$47,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,045/yr
40% on housing$119,040/yr
45% on housing$105,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 32503$180
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32503$187
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$418,500
2026-06-23Listing removed$418,800
2026-06-04Listed for sale$418,800
2025-06-13Listing removed$2,395
2025-05-22Listed for rent$2,395
2025-05-22Listing removed$2,400
2025-05-02Listed for rent$2,400
2024-11-29Listing removed$2,395
2024-11-25Price change$2,395
2024-11-19Price change$2,550
2024-10-28Price change$2,695
2024-10-02Price change$2,795
2024-09-20Listed for rent$2,895
2024-09-13Listing removed$2,900
2024-09-10Listed for rent$2,900
2024-09-03Listing removed$2,900
2024-07-03Price change$2,900
2024-06-22Price change$3,200
2024-06-19Price change$2,900
2024-03-08Listed for rent$3,200
2023-10-16Listing removed--
2023-09-25Listed for rent$3,200
2020-08-10Sold$339,000
2020-02-28Listing removed$349,000
2020-01-08Listed for sale$349,000
2019-11-05Sold$30,300
2017-07-12Listed for sale$19,900

For Sale by Agent

AgentBetsy Tait
BrokerageFathom Realty FL LLC

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