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12139 Clay Street, Westminster, CO, 80234

4beds
3baths
3,764sqft
$1,050,000
$279price/sqft
$6,671/moest. monthly cost
$266,840/yrincome needed

About This Home

MOUNTAIN VIEWS, MAINTENANCE-FREE, RANCH PATIO HOME WITH A PRIVATE BACK YARD, NEW FINISHED BASEMENT! Nestled in the sought-after Country Club Highlands with fantastic community amenities, including a pool, newly remodeled clubhouse, tennis/pickleball courts, private park, walking paths, lawn & landscaping maintenance throughout the year, snow removal to your front door, and perfect "lock and leave". This beautiful, modern, light and bright, updated, open-concept floorplan. 4 bedrooms,3 bathrooms, 2 1/2-car oversized garage, a garden-level finished basement, and gorgeous views of the mountain range! Views can be enjoyed from the great room, kitchen, and primary bedroom. The main floor has extended hardwood floors, 2 bedrooms and 2 bathrooms, a laundry room, a dining room, a great room that adjoins the large kitchen, and access to the outdoor upper deck. The upgraded gourmet kitchen offers stainless steel appliances, a 5-burner gas cooktop, new double ovens that have an air fryer, granite countertops, a walk-in pantry, a butler's pantry, and an oversized island, a chef's dream. The large primary bedroom is quiet and features a luxury 5-piece bath. The basement was just finished and features 9 ft ceilings, a family room, 2 large bedrooms, a 3/4 bathroom, and a storage area. New features include a finished basement, carpet, interior paint, double ovens, a 5-burner cooktop, auto-retractable awning! Nothing to do other than unpack and enjoy. Close to walking/biking trails, the Ranch Country Club & Legacy Ridge Golf Course, Hwy 287, Hwy 36, & I-25, walking distance to various restaurants, Hyland Hills Fitness, stores, and other businesses. SMOKE AND PET FREE!

Getting Around

39
WalkingCar-Dependent
24
TransitMinimal Transit
54
BikeBikeable

Schools

4/10
7/10
Westlake Middle SchoolGrades 6-81.7 mi
9/10
Legacy High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Spanish Tile
  • Construction materials: Frame,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Microwave,Oven,Refrigerator,Self Cleaning Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Daylight,Finished,Partial,Sump Pump

Bathroom

  • Features: En Suite Bathroom
  • Level: Main

Bathroom

  • Level: Basement

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Features: Primary Suite
  • Level: Main

Bedroom

  • Level: Lower

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Ceiling Fan(s),Five Piece Bath,Granite Counters,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Primary Suite,Smoke Free,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Bay Window(s),Storm Window(s),Window Coverings
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Log,Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,500
  • Finished area above ground: 2,058

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,764
  • Total interior livable area: 3,764 sqft

Property

Details

  • Parcel number: R0172297
  • Special condition: Standard
  • Exclusions: Shelves And Cabinets In Garage

Features

  • Levels: One
  • Stories: 1
  • Entry location: Ground
  • Pool features: Outdoor Pool
  • Patio & porch: Covered,Deck,Front Porch,Patio
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 7,828 sqft
  • Features: Greenbelt,Landscaped,Master Planned

Parking

  • Total spaces: 2
  • Parking features: Concrete,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Cold Wave
Lightning
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$501$6,012
Property Taxes $577$6,924
Electricity $284$3,409
Total$6,671$80,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$228,720/yr
40% on housing$200,130/yr
45% on housing$177,893/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 80234$144
Adams County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 80234$242
Adams County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$1,120,000
2026-03-21Listed for sale$1,150,000
2019-08-19Sold$580,000
2019-07-21Pending sale$599,831
2019-07-02Price change$599,831
2019-06-15Listed for sale$619,831
2015-08-10Sold$533,594
2015-04-15Price change$542,950
2015-04-04Listed for sale$524,950

For Sale by Agent

AgentJackie Nordstrom
BrokerageColorado Real Estate Associates LLC

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