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10961 Pagosa Street, Commerce City, CO, 80022

5beds
5baths
4,163sqft
$749,900
$180price/sqft
$4,909/moest. monthly cost
$196,360/yrincome needed

About This Home

Welcome to this stunning 5-bedroom, 5-bathroom home located in the highly desirable Back Nine community of Reunion. With a dedicated office, finished basement, and countless upgrades throughout, this home truly shows like a model. From the moment you step inside, you'll be impressed by the soaring ceilings, spacious open floor plan, and abundant natural light. The gourmet kitchen is a chef's dream, featuring upgraded appliances, granite countertops, soft-close cabinetry, an oversized pantry, and ample space for entertaining and everyday living. The main level features a private study with elegant French doors, creating the perfect work-from-home space or quiet retreat. You'll also find a formal dining room, ideal for hosting holiday gatherings, dinner parties, or everyday family meals. Upstairs, you'll find a conveniently located laundry room and four spacious bedrooms. Two secondary bedrooms share a bathroom with dual vanities, while a third bedroom enjoys its own private en-suite bathroom. The luxurious primary suite is a true retreat, featuring a spa-inspired bathroom with an oversized shower, dual sinks, and a large walk-in closet. The professionally finished basement offers even more living space with a large entertainment area, a bedroom, full bathroom, rough-in plumbing for a future wet bar, generous storage space, and high ceilings that create an open and inviting feel. Step outside to your beautifully landscaped backyard oasis. Enjoy Colorado evenings under the covered patio or gather around the custom fire pit area with family and friends. Additional upgrades include dual air conditioning units, a sump pump, radon mitigation system, water softener, Tesla charging port, convenient backyard access from the garage, and a spacious 3-car garage. Located in the sought-after Reunion community, residents enjoy access to pools, parks, trails, coffee shops, community events, and nearby schools.

Getting Around

9
WalkingCar-Dependent
19
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

5/10
Reunion Elementary SchoolGrades PK-50.2 mi
1/10
5/10
Prairie View High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder model: Hemingway
  • Builder name: Richmond American Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Range Hood,Refrigerator,Self Cleaning Oven,Washer,Water Softener

Basement

  • Has basement: Yes
  • Basement: Finished,Partial,Sump Pump

Bathroom

  • Features: Primary Suite
  • Level: Upper

Bathroom

  • Features: En Suite Bathroom
  • Level: Upper

Bathroom

  • Level: Upper

Bathroom

  • Level: Basement

Bathroom

  • Level: Main

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Features: Primary Suite
  • Level: Upper

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 1
  • 3/4 bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Main

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Eat-in Kitchen,Five Piece Bath,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Primary Suite,Quartz Counters,Radon Mitigation System,Smoke Free,Walk-In Closet(s)
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Carpet,Laminate
  • Finished area below ground: 925
  • Finished area above ground: 2,840

Game Room

  • Level: Basement

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,163
  • Total interior livable area: 4,163 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Loft

  • Level: Upper

Property

Details

  • Parcel number: R0164441
  • Special condition: Standard
  • Exclusions: All Sellers Personal Property,Tv Mounts,Cameras On The Front Door And Backyard,Security System And Equipment. And Internet Equipment.

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Fire Pit,Gas Grill,Gas Valve,Private Yard,Rain Gutters
  • Fencing: Full
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 7,800 sqft
  • Features: Landscaped,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Carport
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Cold Wave
Lightning
Tornado
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$392$4,704
Property Taxes $412$4,944
Electricity $314$3,771
Total$4,909$58,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,308/yr
40% on housing$147,270/yr
45% on housing$130,906/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 80022$176
Adams County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 80022$206
Adams County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$749,900
2026-06-10Listed for sale$759,900
2021-08-10Sold$643,300

For Sale by Agent

AgentErica Ruybal
BrokerageeXp Realty, LLC

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