14108 Chesswood Ln, Port Charlotte, FL, 33981
About This Home
Modern Creek-Front Living in South Gulf Cove! Welcome to this beautifully built 2024 home offering the perfect blend of modern design, comfort, and Florida lifestyle charm. Nestled along a peaceful creek in the desirable South Gulf Cove community, this 4-bedroom, 2-bath residence features 1,674 sq ft of open living space designed for relaxation and entertainment. Step inside to find a bright, airy floor plan with high ceilings, luxury vinyl plank flooring, and energy-efficient construction. The kitchen showcases quartz countertops, stainless-steel appliances, a center island, and modern cabinetry that flows seamlessly into the dining and living areas — perfect for gatherings with friends and family. Unwind in the spacious primary suite featuring a walk-in closet and a private en-suite bath with dual vanities and a walk-in shower. Three additional bedrooms provide flexibility for family, guests, or a home office. Enjoy tranquil creek-front views from your covered lanai — the ideal spot for morning coffee or sunset dining. The property’s new construction means peace of mind with hurricane-rated windows, energy-saving systems, and modern finishes throughout. Located just minutes from Gulf beaches, boating, shopping, and dining, this home offers the serenity of waterfront living without the upkeep of a full seawall or boat dock. South Gulf Cove’s location near Boca Grande and Englewood makes it one of Charlotte County’s most sought-after areas for year-round or seasonal living
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- New construction: Yes
- Year built: 2024
Materials
- Foundation: Stem Wall
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator
- Laundry features: Laundry Room
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 144
- Dimensions: 12x12
Bedroom3
- Features: Built-in Closet
- Level: First
- Area: 144
- Dimensions: 12x12
Bedroom4
- Features: Built-in Closet
- Level: First
- Area: 144
- Dimensions: 12x12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),High Ceilings,Open Floorplan
- Door features: Sliding Doors
- Window features: Blinds
- Flooring: Luxury Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,391
- Total interior livable area: 1,674 sqft
Kitchen
- Features: Built-in Closet
- Level: First
Living Room
- Level: First
- Area: 216
- Dimensions: 12x18
Primary Bathroom
- Features: En Suite Bathroom,Walk-In Closet(s)
- Level: First
- Area: 140
- Dimensions: 10x14
Primary Bedroom
- Features: Makeup/Vanity Space,Walk-In Closet(s)
- Level: First
- Area: 288
- Dimensions: 16x18
Property
Accessibility
- Accessibility features: Accessible Entrance,Accessible Kitchen,Accessible Kitchen Appliances,Accessible Central Living Area,Accessible Washer/Dryer
Details
- Parcel number: 412116308008
- Zoning: RSF3.5
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Dog Run,Other,Private Mailbox
- Has view: Yes
- View description: Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
Lot
- Lot size: 10,000 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlotte County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance * | $146 | $1,752 |
| Property Taxes | $525 | $6,300 |
| Electricity | $197 | $2,366 |
| Total | $2,460 | $29,520 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Listed for sale | $305,000 |
| 2026-03-02 | Listing removed | $2,200 |
| 2026-02-19 | Listing removed | $310,000 |
| 2026-02-17 | Price change | $310,000 |
| 2026-02-15 | Listed for sale | $315,000 |
| 2026-02-08 | Listing removed | $315,000 |
| 2026-02-03 | Price change | $315,000 |
| 2026-01-25 | Price change | $349,900 |
| 2026-01-21 | Price change | $310,000 |
| 2026-01-13 | Listed for sale | $315,000 |
| 2026-01-13 | Price change | $2,200 |
| 2026-01-05 | Listing removed | $320,000 |
| 2026-01-05 | Listed for rent | $2,299 |
| 2025-12-24 | Listed for sale | $320,000 |
| 2025-11-20 | Pending sale | $320,000 |
| 2025-11-18 | Price change | $320,000 |
| 2025-11-15 | Price change | $314,900 |
| 2025-10-30 | Price change | $319,900 |
| 2025-10-27 | Price change | $325,000 |
| 2025-10-22 | Price change | $336,800 |
| 2025-10-19 | Price change | $338,000 |
| 2025-09-05 | Listed for sale | $348,000 |
| 2025-09-02 | Listing removed | $1,995 |
| 2025-08-06 | Price change | $1,995 |
| 2025-07-09 | Listed for rent | $2,195 |
| 2021-08-09 | Sold | $17,000 |
| 2007-06-06 | Sold | $20,000 |
| 2001-06-25 | Sold | $1,400 |
| 2001-05-16 | Sold | $800 |
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