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1096 Campbell St, Port Charlotte, FL, 33953

0beds
0baths
--sqft
$125,000
--price/sqft
$975/moest. monthly cost
$39,000/yrincome needed

About This Home

Oversized waterfront, corner lot! This half-acre property offers so many possibilities. Experience the leisurely activities of fishing, boating and breathtaking views directly from your backyard! Waterway access, leading to the Myakka River! Enjoy some of Florida's beauty at its finest, from the convenience of your home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Liberty Elementary SchoolGrades PK-58.8 mi
4/10
Murdock Middle SchoolGrades 6-85.7 mi
2/10

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Basement

  • Basement:

Property

Details

  • Parcel number: 402107108031

Lot

  • Lot size: 0.50 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$59$708
Property Taxes $87$1,044
Electricity $197$2,366
Total$975$11,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,428/yr
40% on housing$29,250/yr
45% on housing$26,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33953$177
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33953$169
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-07Price change$125,000
2026-01-13Listed for sale$139,000
2023-06-13Sold$115,000
2022-08-20Price change$175,000
2021-11-10Listed for sale$165,000
2012-01-13Listing removed$9,900
2011-09-20Listed for sale$9,900

For Sale by Agent

AgentJennifer Salome
BrokerageEXIT KING REALTY

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