




105 Ponoka St, Port Charlotte, FL, 33954
About This Home
Under Construction. Opportunity to complete this 4-bedroom, 2-bathroom single-family home currently under construction. The property is being sold as-is, with construction partially completed. Some improvements remain unfinished, including the kitchen and driveway, offering buyers the opportunity to finish the home and customize the final details. The home features a desirable open floor plan with spacious living areas, laminate flooring, and a double-car garage. A large patio provides additional outdoor living space, perfect for enjoying Florida’s year-round sunshine. Located in a growing Port Charlotte community, this property offers convenient access to shopping, dining, golf courses, parks, and outdoor recreation. The area is well known for its boating, fishing, and proximity to Gulf Coast beaches. This is a great opportunity for investors, builders, or buyers looking to complete a nearly finished home at an attractive price in Southwest Florida.
Getting Around
Schools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block
Other
- Builder model: Model 1636
- Builder name: Ameristar Group INC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: Laundry Closet
Bathroom2
- Level: First
Bedroom2
- Features: Built-in Closet
- Level: First
Bedroom3
- Features: Built-in Closet
- Level: First
Bedroom4
- Features: Built-in Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Other
- Flooring: Laminate
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,079
- Total interior livable area: 1,636 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bathroom
- Level: First
Primary Bedroom
- Features: Built-in Closet
- Level: First
Property
Details
- Parcel number: 402204232017
- Zoning: RSF3.5
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Private Mailbox
Lot
- Lot size: 10,000 sqft
- Lot size dimensions: 80 x 125
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlotte County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $251 | $3,012 |
| Property Taxes | $196 | $2,352 |
| Electricity | $197 | $2,366 |
| Total | $2,059 | $24,708 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Listed for sale | $280,000 |
| 2026-02-02 | Listing removed | $305,000 |
| 2025-10-28 | Listed for sale | $305,000 |
| 2022-02-23 | Sold | $28,000 |
| 2013-02-25 | Sold | $4,900 |
| 2005-05-06 | Sold | $26,900 |
Pre-Foreclosure - New Construction
