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15029 Acorn Cir, Port Charlotte, FL, 33981

4beds
3baths
2,277sqft
$749,000
$329price/sqft
$4,888/moest. monthly cost
$195,520/yrincome needed

About This Home

This custom-built 4-bedroom, 3-bathroom home in the desirable South Gulf Cove community offers 2,277 square feet of thoughtfully designed living space with quality finishes throughout. The open-concept floor plan is ideal for both everyday living and entertaining, featuring tile flooring throughout, impact-resistant windows and doors, and an abundance of natural light. The custom kitchen showcases beautiful cabinetry, a built-in microwave, shiplap accents on the island, and generous cabinet and counter space. A built-in bar area adds both style and functionality, creating the perfect space for entertaining family and friends. The spacious primary suite offers a private retreat with a spa-inspired bathroom featuring dual vanities, a soaking tub, and a walk-in shower with multiple shower heads. One of the guest bedrooms features its own en-suite bathroom with direct access to the pool, making it ideal for guests or multi-generational living. Step outside to enjoy your private pool, built-in outdoor BBQ area, and fully fenced backyard, providing the perfect setting for relaxing, entertaining, or enjoying Southwest Florida's year-round sunshine. The side-load garage enhances the home's curb appeal while providing additional parking and storage. Located in the waterfront community of South Gulf Cove, residents enjoy nearby parks, sidewalks, public boat ramps, and convenient access to shopping, dining, golf, beaches, and everything Southwest Florida has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10
5/10
Lemon Bay High SchoolGrades 9-127.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bathtub,Dual Sinks,Family/Dining Room,Living/Dining Room,Separate Shower,Vaulted Ceiling(s),Bar,Split Bedrooms
  • Window features: Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,146
  • Total interior livable area: 2,277 sqft

Property

Details

  • Parcel number: 412115355003
  • Lease amount: 0

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete,In Ground
  • Patio & porch: Open,Porch
  • Exterior features: Security/High Impact Doors,Sprinkler/Irrigation,Outdoor Kitchen
  • Waterfront features: None

Lot

  • Lot size: 10,454 sqft
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 80 x 125 x 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$348$4,176
Property Taxes $524$6,288
Electricity $229$2,749
Total$4,888$58,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,588/yr
40% on housing$146,640/yr
45% on housing$130,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 33981$238
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33981$196
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$749,000
2024-10-18Sold$40,000

New Construction

AgentSamantha Haringa
BrokerageRealty One Group MVP

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