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14382 Fort Worth Cir, Port Charlotte, FL, 33981

4beds
3baths
2,346sqft
$950,000
$405price/sqft
$6,144/moest. monthly cost
$245,760/yrincome needed

About This Home

Welcome to your custom waterfront dream home opportunity in the highly desirable South Gulf Cove community of Port Charlotte—where modern design meets the ultimate Florida lifestyle. This thoughtfully designed new construction residence provides over 2,300 sq ft of living space and 3,100 sq ft under roof, blending functionality, elegance, and indoor-outdoor living at its finest. Step through a welcoming foyer into an expansive open-concept great room featuring a spacious family area, formal dining, and a beautifully appointed kitchen—complete with a walk-in pantry and designer wine bar, perfect for entertaining. The split-bedroom layout ensures privacy, with a luxurious primary suite showcasing dual walk-in closets, a spa-inspired bath with separate shower, and two additional bathrooms, one with direct access to outdoor living. There are also two large bedrooms, plus a den with double doors, ideal for a home office, gym, or guest suite. Enjoy seamless indoor-outdoor flow through oversized sliding glass doors leading to a beautiful view of the canal, ideal for relaxing evenings or future pool plans. The 2-car garage measures at 593sq.ft, along with a dedicated laundry room, kitchen pantry and foyer enhance everyday convenience. Built to current Florida Building Code standards (2023), this home is engineered for durability and peace of mind, including modern energy efficiency and storm resilience. Located in the waterfront community of South Gulf Cove, residents enjoy access to over 55 miles of navigable canals, a public boat ramp, parks, and sidewalks, all with a low optional HOA. Just minutes from the pristine beaches of Boca Grande, world-class fishing, golf courses, and the vibrant dining and shopping of Englewood, Port Charlotte and Wellen Park. This is more than a home—it’s a lifestyle investment in one of Southwest Florida’s fastest-growing waterfront communities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
6/10
4/10
Lemon Bay High SchoolGrades 9-127.7 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Microwave,Range Hood,Refrigerator
  • Laundry features: Laundry Room

Bathroom2

  • Level: First
  • Area: 60.5
  • Dimensions: 5.5x11

Bathroom3

  • Level: First
  • Area: 65
  • Dimensions: 5x13

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 180
  • Dimensions: 15x12

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Features

  • High Ceilings,Open Floorplan
  • Door features: Sliding Doors
  • Flooring: Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,138
  • Total interior livable area: 2,346 sqft

Kitchen

  • Features: Kitchen Island
  • Level: First
  • Area: 160
  • Dimensions: 16x10

Living Room

  • Level: First
  • Area: 544
  • Dimensions: 16x34

Primary Bathroom

  • Features: No Closet
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Primary Bedroom

  • Features: Dual Closets
  • Level: First
  • Area: 238
  • Dimensions: 14x17

Property

Details

  • Parcel number: 412128183024
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Porch
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Saltwater Canal Access,Gulf/Ocean Access,Gulf/Ocean to Bay Access

Lot

  • Lot size: 10,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$441$5,292
Property Taxes $664$7,968
Electricity $236$2,833
Total$6,144$73,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,651/yr
40% on housing$184,320/yr
45% on housing$163,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$405This listing

vs Other Active Listings

Avg $/sqft

ZIP 33981$237
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33981$196
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$950,000
2023-04-20Listing removed--
2022-06-06Listed for sale$95,000
2022-04-24Listing removed--
2022-03-04Price change$95,000
2022-02-03Price change$90,000
2021-10-23Price change$77,000
2021-07-30Listed for sale$72,000
2021-04-23Sold$57,900
2021-03-26Pending sale$57,900
2021-03-20Price change$57,900
2021-03-17Price change$39,900
2021-03-13Price change$42,900
2021-02-09Pending sale$37,900
2021-01-29Listed for sale$37,900
2021-01-26Pending sale$37,900
2021-01-26Price change$37,900
2021-01-21Price change$37,500
2021-01-18Price change$34,500
2021-01-14Price change$32,800
2021-01-11Price change$34,900
2021-01-06Price change$35,900
2020-12-31Price change$35,000
2020-12-26Price change$37,400
2020-12-24Listed for sale$38,900
2018-03-12Sold$23,500
2002-03-11Sold$15,800
2001-10-25Sold$15,800
1998-10-29Sold$1,200

New Construction

AgentMaddisen Alden
BrokerageERA ADVANTAGE REALTY, INC.

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