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9172 Ravel St, Port Charlotte, FL, 33981

3beds
2baths
1,723sqft
$314,000
$182price/sqft
$2,149/moest. monthly cost
$85,960/yrincome needed

About This Home

This brand-new home in South Gulf Cove is complete. Built by a trusted local builder that lives in the community with 37 years of experience—25 of those years are in this very community—this home comes with a warranty for added peace of mind. Located in a deed-restricted subdivision, this property sits on an 80x125 lot equipped with electricity, water, and sewer. High speed internet featuring fiber to home internet is available. The thoughtfully designed split-bedroom layout features an open-concept Great Room, an island kitchen, and a pool-ready second bathroom. Paver walkways and porches add to the curb appeal. Inside, you'll find high-end upgrades, including granite countertops, quality cabinetry, tile flooring throughout, and interior metal stud framing. High ceilings enhance the spacious feel of the home. Built with durability in mind, the exterior boasts concrete block construction, hurricane shutters, an additional exterior electrical panel, gutters, a covered entry, and a rear porch. Boaters will love the nearby public boat ramp, which provides water access to Charlotte Harbor and the Gulf of Mexico—perfect for enjoying the coastal lifestyle! The neighborhood is growing with many new homes, and it's conveniently close to shopping, restaurants, and beautiful beaches, including Boca Grande. The kitchen appliances and ceiling fans are installed, and the home meets all current energy and wind codes. FHA and VA loans are accepted, and the lot is included in the price. While the homeowners association is voluntary with no CDD fees, an architectural review committee helps maintain community standards. Looking for something different? The builder offers multiple new homes in various colors and styles. This builder has another home in the same community that is close to being completed. Don’t miss this opportunity—schedule a showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
6/10
4/10
Lemon Bay High SchoolGrades 9-127.0 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: Ashley
  • Builder name: ISJ HOMES INC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 45
  • Dimensions: 5x9

Balcony Porch Lanai

  • Level: First
  • Area: 171
  • Dimensions: 9x19

Bathroom2

  • Features: Granite Counters,Tub With Shower
  • Level: First
  • Area: 64
  • Dimensions: 8x8

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 165
  • Dimensions: 11x15

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 143
  • Dimensions: 11x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 72
  • Dimensions: 9x8

Features

  • Cathedral Ceiling(s),High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Stone Counters,Thermostat,Walk-In Closet(s)
  • Window features: Shutters,Hurricane Shutters,Hurricane Shutters/Windows
  • Flooring: Ceramic Tile

Great Room

  • Level: First
  • Area: 456
  • Dimensions: 24x19

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,463
  • Total interior livable area: 1,723 sqft

Kitchen

  • Features: Breakfast Bar,Granite Counters,Pantry
  • Level: First
  • Area: 81
  • Dimensions: 9x9

Laundry

  • Level: First
  • Area: 54
  • Dimensions: 9x6

Primary Bathroom

  • Features: Dual Sinks,Granite Counters,Shower No Tub,Stone Counters
  • Level: First
  • Area: 96
  • Dimensions: 12x8

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 192
  • Dimensions: 16x12

Property

Details

  • Parcel number: 412121152004
  • Attached to another structure: Yes
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch,Rear Porch
  • Exterior features: Lighting,Rain Gutters
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 10,000 sqft
  • Features: Cleared,FloodZone,In County,Oversized Lot
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,587$19,044
Home Insurance *$146$1,752
Property Taxes $219$2,628
Electricity $197$2,366
Total$2,149$25,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,680/yr
40% on housing$64,470/yr
45% on housing$57,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 33981$240
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33981$196
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-20Price change$314,750
2026-02-13Price change$316,900
2026-01-01Listed for sale$315,900
2026-01-01Pending sale$315,900
2025-08-20Price change$315,900
2025-03-07Listed for sale$314,900
2024-06-28Sold$20,000
2022-08-01Sold$30,000
2021-07-15Sold$21,500
2004-01-09Sold$5,500

New Construction

AgentDennis Johnson
BrokerageCOLDWELL BANKER REALTY

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