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78 Bishop St, Port Charlotte, FL, 33954

4beds
3baths
1,683sqft
$374,900
$223price/sqft
$2,690/moest. monthly cost
$107,600/yrincome needed

About This Home

Brand-New 4BR/3BA Home with Impact Windows, Summer Kitchen & Covered Lanai – 78 Bishop St, Port Charlotte New 2026 construction offering modern design, low-maintenance ownership, and meaningful insurance advantages with impact windows and new systems throughout. The heart of the home is a spacious 17'10" x 21'2" living room, open to the kitchen and dining area, creating a true gathering space for everyday living and entertaining. The 10'8" x 16'5" kitchen provides generous counter space and a practical layout designed for real use. The private primary suite features a 13'2" x 14'2" bedroom, oversized walk-in closet (9'6" x 6'8"), and spa-style en-suite bath (9'6" x 11'2"). Three additional bedrooms, all approximately 12' x 10', offer flexibility for family, guests, or home office needs. Enjoy over 270 sq ft of covered outdoor living with a 15'10" x 10'5" rear lanai featuring a built-in summer kitchen, plus a covered front patio, ideal for evening dinners, entertaining, or relaxed Florida living. Investment & Rental Potential With its 4-bedroom / 3-bath layout, split floor plan, impact windows, and outdoor kitchen, this property is well suited for short-term rental, seasonal use, or long-term leasing, subject to local regulations. New construction and modern systems help reduce maintenance and insurance costs, supporting strong long-term operating efficiency and attractive income potential. Additional features include a whole-house water filtration system, dedicated laundry room, abundant storage, automatic sprinkler system, and attached 2-car garage. Conveniently located minutes from shopping, dining, schools, and major roadways in a quiet, established Port Charlotte neighborhood. Move-in ready. Sold AS-IS.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Liberty Elementary SchoolGrades PK-50.6 mi
4/10
Murdock Middle SchoolGrades 6-83.6 mi
2/10

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: MARI
  • Builder name: MINT HOMES USA

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Filtration System
  • Laundry features: Laundry Room

Balcony Porch Lanai

  • Features: Stone Counters
  • Level: First
  • Area: 158.55
  • Dimensions: 15.1x10.5

Bathroom1

  • Features: Dual Sinks,Jack & Jill Bathroom
  • Level: First
  • Area: 30.66
  • Dimensions: 5.11x6

Bathroom3

  • Level: First
  • Area: 51.33
  • Dimensions: 8.7x5.9

Bedroom1

  • Features: Built-in Closet
  • Level: First
  • Area: 135
  • Dimensions: 12.5x10.8

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 135.16
  • Dimensions: 12.4x10.9

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 127.5
  • Dimensions: 12.5x10.2

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Stone Counters
  • Door features: Sliding Doors
  • Flooring: Brick/Stone,Luxury Vinyl

Great Room

  • Level: First
  • Area: 362.52
  • Dimensions: 17.1x21.2

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,368
  • Total interior livable area: 1,683 sqft

Kitchen

  • Level: First
  • Area: 178.2
  • Dimensions: 10.8x16.5

Laundry

  • Level: First
  • Area: 44.8
  • Dimensions: 8x5.6

Primary Bathroom

  • Level: First
  • Area: 107.52
  • Dimensions: 9.6x11.2

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 187.44
  • Dimensions: 13.2x14.2

Property

Details

  • Parcel number: 402204207006
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Irrigation System

Lot

  • Lot size: 10,006 sqft
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$336$4,032
Property Taxes $262$3,144
Electricity $197$2,366
Total$2,690$32,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,228/yr
40% on housing$80,700/yr
45% on housing$71,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 33954$155
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33954$187
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$374,900
2026-01-21Listed for sale$384,900
2024-01-11Sold$14,000
2024-01-03Pending sale$16,929
2023-11-09Listed for sale$16,929
2022-03-16Sold$11,100
2012-06-05Sold$6,400
2007-06-07Sold$20,900
2005-06-06Sold$25,000

New Construction

AgentMauricio Penha
BrokerageVOLKE REAL ESTATE LLC

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