4537 OAK MOSS Loop, Middleburg, FL, 32068
About This Home
Welcome home to this beautifully designed home, offering plenty of room for family, guests, and entertaining. The open-concept floor plan features a large living/dining area that flows seamlessly into the heart of the home. The kitchen boasts a massive center island overlooking the main living space, making it perfect for gathering with family and friends. Enjoy casual meals at the island, breakfast area, or in the formal dining space. A pantry closet provides additional storage, while the living room fireplace creates a warm and inviting focal point. Sliding glass doors lead to the covered patio, offering the perfect spot to relax outdoors. The thoughtfully designed 1st floor includes a versatile office/flex room, owner's suite, and 3 BRs. Upstairs, you'll find a spacious 5th BR complete with a full bath, making it an ideal guest suite, bonus room, or private retreat. With its flexible layout, generous living spaces, and room for everyone, this home is ready for its next chapter.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2011
Materials
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Electric Cooktop,Electric Water Heater,Microwave,Refrigerator
- Laundry features: Electric Dryer Hookup,Lower Level
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Breakfast Bar,Eat-in Kitchen,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Master Downstairs,Split Bedrooms,Walk-In Closet(s)
- Flooring: Carpet,Tile
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,440 sqft
Property
Details
- Parcel number: 30042500806901350
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Rear Porch
Lot
- Lot size: 8,712 sqft
- Features: Corner Lot
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Tornado
- Hurricane
- Heat Wave
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,971 | $23,652 |
| Home Insurance * | $265 | $3,180 |
| Property Taxes | $721 | $8,652 |
| Electricity | $245 | $2,946 |
| Total | $3,202 | $38,424 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Listed for sale | $389,900 |
| 2025-05-16 | Listing removed | $2,705 |
| 2025-05-13 | Price change | $2,705 |
| 2025-05-03 | Price change | $2,735 |
| 2025-04-29 | Price change | $2,765 |
| 2025-04-18 | Listed for rent | $2,795 |
| 2025-03-27 | Listing removed | $365,000 |
| 2025-03-10 | Price change | $365,000 |
| 2024-12-09 | Price change | $369,000 |
| 2024-11-25 | Price change | $374,000 |
| 2024-11-13 | Price change | $379,000 |
| 2024-10-29 | Price change | $384,000 |
| 2024-10-16 | Price change | $389,000 |
| 2024-10-02 | Listed for sale | $394,000 |
| 2024-09-30 | Sold | $390,000 |
| 2024-09-13 | Listing removed | $2,795 |
| 2024-08-06 | Listed for rent | $2,795 |
| 2024-08-05 | Listing removed | -- |
| 2024-06-13 | Price change | $2,805 |
| 2024-05-08 | Listed for rent | $2,865 |
| 2022-04-30 | Listing removed | -- |
| 2022-04-12 | Listed for rent | $2,725 |
| 2022-03-10 | Sold | $372,000 |
| 2022-02-05 | Pending sale | $384,000 |
| 2020-10-30 | Sold | $288,000 |
| 2011-12-13 | Sold | $193,152 |
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