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950 8th ST S, Naples, FL, 34102

5beds
5baths
3,741sqft
$6,495,000
$1,736price/sqft
$42,111/moest. monthly cost
$1,684,440/yrincome needed

About This Home

Ideally situated in the heart of downtown Naples, this completely remastered single-family residence embodies the essence of refined Florida living. Thoughtfully designed with elevated finishes throughout, the home welcomes you through a dramatic two-story foyer highlighted by soaring ceilings, architectural millwork, and a striking staircase that sets the tone for the interiors beyond. The flowing floor plan is both spacious and inviting, centered around a beautifully appointed kitchen featuring an oversized island and seamless connection to the dining and living areas — ideal for both everyday living and effortless entertaining. Pocketing impact glass doors open to the covered lanai with a summer kitchen, extending the living space outdoors to a generous lawn perfectly suited for gatherings, pets, and family enjoyment. The first-floor primary suite offers a private retreat, accompanied by a dedicated office, while guests are comfortably accommodated with their own upstairs living area and three ensuite bedrooms. Just moments from the charm of Olde Naples, residents can spend evenings strolling to renowned dining, shopping, and the nearby beaches, enjoying the convenience of downtown living right outside their door.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

10/10
9/10
Gulfview Middle SchoolGrades 6-80.6 mi
6/10
Naples High SchoolGrades PK,9-122.5 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Concrete Block
  • Roof: Metal
  • Construction materials: Block,Frame,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Dryer,Grill - Gas,Microwave,Pot Filler,Refrigerator/Freezer,Reverse Osmosis,Washer
  • Laundry features: Washer/Dryer Hookup,Inside,Laundry Tub

Bedroom

  • Features: Master BR Ground

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining - Family, Eat-in Kitchen

Features

  • Built-In Cabinets,Coffered Ceiling(s),Fireplace,Laundry Tub,Tray Ceiling(s),Window Coverings,Balcony,Den - Study,Guest Bath,Guest Room,Laundry in Residence,Open Porch/Lanai
  • Door features: Impact Resistant Doors
  • Window features: Window Coverings,Impact Resistant Windows
  • Flooring: Wood
  • Fireplace features: Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 4,787
  • Total interior livable area: 3,741 sqft

Kitchen

  • Features: Gas Available, Island

Property

Details

  • Parcel number: 14040620009

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open Porch/Lanai
  • Exterior features: Balcony,Outdoor Grill,Outdoor Kitchen
  • Has spa: Yes
  • Spa features: In Ground,Concrete,Heated
  • Fencing: Fenced
  • Has view: Yes
  • Waterfront features: None

Lot

  • Lot size: 7,405 sqft
  • Features: Regular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $32,842$394,104
Home Insurance *$4,118$49,416
Property Taxes $4,775$57,300
Electricity $376$4,517
Total$42,111$505,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,443,805/yr
40% on housing$1,263,330/yr
45% on housing$1,122,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,736This listing

vs Other Active Listings

Avg $/sqft

ZIP 34102$1,874
Collier County$524

vs Homes Sold Last Month

Median $/sqft

ZIP 34102$1,238
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-26Listed for sale$6,495,000
2024-04-01Listing removed--
2022-08-16Listing removed$2,700,000
2022-04-02Listing removed--
2021-04-05Sold$2,360,168
2021-01-10Pending sale$2,700,000
2020-09-22Price change$2,700,000
2020-08-31Price change$2,800,000
2020-08-06Price change$3,000,000
2020-03-20Listed for sale$3,400,000
2012-02-13Sold$1,551,000
2011-05-31Listed for sale$2,499,000
2005-05-27Sold$999,000

For Sale by Agent

AgentMichael Lawler, PA
BrokerageDouglas Elliman Florida,LLC

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