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700 Biscayne Dr, Port Charlotte, FL, 33953

4beds
3baths
1,856sqft
$585,000
$315price/sqft
$3,844/moest. monthly cost
$153,760/yrincome needed

About This Home

2026 New Construction Masterpiece in Port Charlotte! This architectural gem redefines luxury with 10-ft ceilings and a stunning open design. Features a Private Smart- Income Suite with a separate entrance—perfect for short-term rentals or guests to help offset your mortgage. The chef’s kitchen shines with custom soft-close cabinetry, exotic granite, and premium Samsung appliances. Enjoy high-end finishes like large-format Spanish porcelain tile and spa-like baths. Built for safety with full impact-rated windows and a reinforced 2-car garage. Your oasis awaits with an expansive backyard, BBQ area, and a large lanai with a dedicated pool bath—ready for your future pool. Prime location just 4 mins from Walmart/Home Depot and close to Gulf Coast beaches. High-design homes with income potential sell fast- schedule your private tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Liberty Elementary SchoolGrades PK-57.0 mi
4/10
Murdock Middle SchoolGrades 6-84.0 mi
2/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Trash Compactor,Dishwasher,Electric Water Heater,Microwave,Electric Range,Refrigerator
  • Laundry features: Sink,Laundry Room,Washer/Dryer Hook-Up

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Volume Ceilings,Walk-In Closet(s),Separate Guest/In-Law Quarters
  • Door features: High Impact Doors
  • Window features: Hurricane Shutters

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,564
  • Total interior livable area: 1,856 sqft

Other

  • Area: 224
  • Dimensions: 16x14

Property

Details

  • Parcel number: 402108230016
  • Zoning: RSF3.5

Features

  • Stories: 1
  • Entry location: First Floor Entry
  • Pool features: R30-No Pool/No Water
  • Patio & porch: Patio
  • Exterior features: Lighting
  • Has view: Yes
  • View description: None

Lot

  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Additional Spaces Available,Covered,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$280$3,360
Property Taxes $409$4,908
Electricity $197$2,366
Total$3,844$46,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,794/yr
40% on housing$115,320/yr
45% on housing$102,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 33953$172
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33953$169
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$585,000
2025-04-29Sold$18,500
2022-03-09Sold$11,400
2015-01-23Sold$8,900
2003-10-01Sold$4,800

New Construction

AgentKenia Cohen
BrokerageTrueway Realty LLC

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