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4495 GRAY HAWK Street, Orange Park, FL, 32065

4beds
4baths
3,364sqft
$435,000
$129price/sqft
$3,685/moest. monthly cost
$147,400/yrincome needed

About This Home

Experience refined living in the exclusive Eagles Landing Golf Community of Oakleaf Plantation. This exceptional 4-bedroom, 3.5-bath home with a 3-car garage blends elegance and functionality through a thoughtfully designed open floor plan. The gourmet island kitchen showcases an oversized breakfast bar, center island, and generous walk-in pantry overlooking the expansive family room. Enjoy seamless indoor-outdoor living on the screened lanai featuring a fully equipped summer kitchen and tranquil pond views. Upstairs offers a sprawling bonus room with study nook. Secondary bedrooms include walk-in closets, while the luxurious primary suite features dual walk-ins and a spa-inspired bath retreat for relaxation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
DISCOVERY OAKS ELEMENTARYGrades PK-61.3 mi
6/10
7/10
Oakleaf High SchoolGrades PK,9-122.1 mi

Construction

Condition

  • Year built: 2012

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: In Unit,Sink,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Entrance Foyer,His and Hers Closets,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric,Zoned
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total interior livable area: 3,364 sqft

Property

Details

  • Parcel number: 13 04 24 005542 00

Features

  • Stories: 2
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Outdoor Kitchen
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Inland Flooding
Tornado
Hurricane
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$286$3,432
Property Taxes $862$10,344
Electricity $338$4,062
Total$3,685$44,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,342/yr
40% on housing$110,550/yr
45% on housing$98,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 32065$136
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32065$175
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$500,000
2026-04-09Price change$515,000
2026-03-13Price change$525,000
2026-02-19Listed for sale$540,000
2025-10-20Sold$540,000
2016-04-25Sold$290,000
2016-01-18Price change$314,900
2015-10-30Price change$329,900
2015-10-18Price change$333,900
2015-09-28Listed for sale$334,900
2012-03-08Sold$277,900
2012-01-04Price change$277,900
2011-12-05Price change$279,900
2011-11-14Price change$289,900
2011-11-10Price change$282,400
2011-11-07Price change$294,900
2011-10-31Price change$296,900
2011-10-03Price change$297,900
2011-09-29Listed for sale$299,900
2011-08-02Listing removed$315,400
2011-06-05Listed for sale$315,400

For Sale by Agent

AgentCHRISTINE MARIE LANDRAU
BrokerageMARK SPAIN REAL ESTATE

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