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27281 Puno Dr, Punta Gorda, FL, 33983

5beds
4baths
2,686sqft
$488,020
$182price/sqft
$3,458/moest. monthly cost
$138,320/yrincome needed

About This Home

Under Construction. Under Construction. Spacious 5-bedroom, 3.5-bath home with a versatile loft and additional storage, designed for comfortable family living. This property offers excellent curb appeal with a welcoming front porch—perfect for relaxing or greeting neighbors. The open-concept floor plan provides an expansive living and dining area ideal for entertaining. The primary suite is conveniently located on the first floor, along with a guest powder room. Upstairs features an oversized 17' x 19' loft, perfect for a media room, game room, or study space, along with four additional bedrooms, two full bathrooms, a laundry room, and a large storage closet. Built by Adams Homes, this property includes a 1/2/10 builder warranty, in-wall pest control system, irrigation system, hurricane shutters, energy-efficient double-pane low-E windows, and a 50-gallon water heater. Interior finishes include granite countertops in the kitchen and bathrooms, ceramic wood-look plank tile flooring in main living and wet areas (no vinyl), 5¼-inch baseboards, bronze fixtures and hardware, LED recessed lighting, and a wired smoke detection system. Located in the desirable Deep Creek community, residents enjoy convenient access to I-75, a public golf course with optional memberships, tennis courts, basketball court, playground, and nearby shopping and dining. The community offers city water and sewer, scenic greenbelts, no CDD fees, and a low annual HOA fee.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
4/10
4/10
Charlotte High SchoolGrades 9-126.8 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco,Wood Frame

Other

  • Builder model: 2705CR
  • Builder name: Adams Homes of NW Florida, Inc.

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Upper Level,Washer Hookup

Bathroom1

  • Features: Walk-In Closet(s)
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • High Ceilings,In Wall Pest System,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Thermostat,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Hurricane Shutters,Hurricane Shutters/Windows
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,139
  • Total interior livable area: 2,686 sqft

Kitchen

  • Features: Pantry,No Closet
  • Level: First
  • Area: 176
  • Dimensions: 16x11

Living Room

  • Features: No Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 225
  • Dimensions: 15x15

Property

Details

  • Parcel number: 402303381007
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Irrigation System,Lighting
  • Has view: Yes
  • View description: Park/Greenbelt

Lot

  • Lot size: 10,754 sqft
  • Features: Greenbelt,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Driveway,Ground Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,467$29,604
Home Insurance *$380$4,560
Property Taxes $341$4,092
Electricity $270$3,243
Total$3,458$41,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,560/yr
40% on housing$103,740/yr
45% on housing$92,213/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 33983$165
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33983$171
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$488,020
2021-02-04Sold$18,200
2020-12-14Pending sale$19,999
2020-07-21Listed for sale$19,999
2020-03-20Listing removed$28,888
2019-08-05Price change$28,888
2018-03-19Listed for sale$29,000
2017-12-01Listing removed$30,000
2017-08-04Price change$30,000
2017-06-20Price change$31,888
2016-11-30Listed for sale$33,888
2005-11-01Sold$50,000
2003-03-13Sold$4,900
1999-06-16Sold$6,000

New Construction

AgentDawn Winter
BrokerageADAMS HOMES REALTY

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