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14192 FORT MYERS AVENUE, Port Charlotte, FL, 33981

3beds
4baths
2,014sqft
$1,049,000
$521price/sqft
$6,728/moest. monthly cost
$269,120/yrincome needed

About This Home

Experience luxury waterfront living in this brand-new custom-built home located in the desirable South Gulf Cove community with boating access to the Gulf. Designed with modern elegance and comfort in mind, this stunning residence features soaring ceilings, abundant natural light, floor-to-ceiling windows, designer wood-look tile flooring, and an open-concept layout perfect for entertaining. The chef’s kitchen offers quartz countertops, premium stainless steel appliances, custom cabinetry, a walk-in pantry, and a waterfall-edge island with upscale finishes throughout. The spacious primary suite includes lanai access, dual walk-in closets, and a spa-inspired bathroom featuring dual vanities and an oversized walk-in shower with two shower heads. Each guest bedroom features its own private ensuite bath, while an additional half bathroom conveniently serves the main living area and guests. Enjoy Florida living year-round from your private outdoor retreat complete with a heated pool and spa, covered lanai, summer kitchen, outdoor shower, panoramic screen enclosure, and expansive paver deck. Additional highlights include hurricane-impact windows and doors, an oversized three-car garage, designer furnishings included, and the potential for future dock and lift installation. Seller is open to negotiating the installation of a custom dock and boat lift. Located in a community with no CDD fees and minimal HOA dues, this exceptional property offers both flexibility and value. Conveniently situated near Boca Grande Beach, Manasota Key, Wellen Park, golf courses, dining, shopping, and world-class boating and fishing, this home delivers the ultimate Florida coastal living experience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10
5/10
Lemon Bay High SchoolGrades 9-127.7 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Stem Wall
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Range Hood,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Thermostat,Walk-In Closet(s)
  • Door features: Outdoor Grill,Outdoor Kitchen,Outdoor Shower,Sliding Doors
  • Flooring: Porcelain Tile
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,161
  • Total interior livable area: 2,014 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Stone Counters
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Living Room

  • Features: Water Closet/Priv Toilet
  • Level: First
  • Area: 391
  • Dimensions: 17x23

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 224
  • Dimensions: 14x16

Property

Details

  • Parcel number: 412128186003
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Screen Enclosure
  • Patio & porch: Screened
  • Exterior features: Outdoor Grill,Outdoor Kitchen,Outdoor Shower,Rain Gutters
  • Has spa: Yes
  • Spa features: In Ground
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Saltwater Canal Access

Lot

  • Lot size: 10,000 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,304$63,648
Home Insurance *$488$5,856
Property Taxes $734$8,808
Electricity $202$2,432
Total$6,728$80,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$230,674/yr
40% on housing$201,840/yr
45% on housing$179,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$521This listing

vs Other Active Listings

Avg $/sqft

ZIP 33981$235
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33981$196
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-20Listed for sale$1,049,000
2026-02-27Listing removed$925,000
2025-12-04Listed for sale$925,000
2023-07-10Sold$95,000

New Construction

AgentIrene Kosse
BrokerageTHE AGENCY SARASOTA

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