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8285 Agate St, Port Charlotte, FL, 33981

4beds
2baths
1,658sqft
$484,999
$293price/sqft
$3,213/moest. monthly cost
$128,520/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Pool Home with 4bedroom 2 bathroom centrally located home which features a luxurious open floor plan with 1657 sq ft. of living space with a pool with beach deck and cage. A European kitchen with a granite counter top, stainless steel appliances .To complement the modern kitchen the whole house will have custom flooring and features many small details. The master bathrooms has a large walk in shower with tiles and granite counter top.As an added feature this home has hurricane impact windows for extra protection. Pool include a pool cage . This is a must see Pool home.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
6/10
4/10
Lemon Bay High SchoolGrades 9-126.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Freezer,Disposal,Microwave,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Dual Sinks,Family/Dining Room,Living/Dining Room,Shower Only,Separate Shower,Walk-In Closet(s),Great Room
  • Window features: Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,388
  • Total interior livable area: 1,658 sqft

Property

Details

  • Parcel number: 412117426002
  • Lease amount: 0

Features

  • Private pool: Yes
  • Pool features: Concrete,In Ground
  • Exterior features: None
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 82 x 125 x 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$225$2,700
Property Taxes $339$4,068
Electricity $197$2,366
Total$3,213$38,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,160/yr
40% on housing$96,390/yr
45% on housing$85,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 33981$239
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33981$196
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-08Price change$484,999
2025-10-11Price change$499,900
2025-09-22Listed for sale$519,900
2025-06-26Listing removed$539,900
2025-03-21Listed for sale$539,900
2025-03-17Sold$52,500
2024-03-21Listed for sale$529,900
2024-01-30Listing removed--
2023-11-16Price change$529,900
2023-10-23Price change$389,900
2023-10-16Price change$379,900
2023-04-07Listed for sale$399,900
2023-03-21Sold$25,000
2022-04-15Sold$25,000
2022-03-18Pending sale$380,000
2022-02-04Listed for sale$380,000
2020-12-17Listing removed$264,000
2020-11-26Price change$264,000
2020-08-20Price change$12,999
2020-07-29Price change$264,000
2020-06-30Price change$15,999
2020-06-29Price change$264,000
2020-03-10Price change$15,999
2020-02-20Price change$264,000
2020-01-28Price change$15,999
2020-01-24Price change$299,900
2019-12-21Listed for sale$15,999
2008-10-21Sold$4,510

New Construction

AgentDavid Leiendecker
BrokerageRealty Associates of Cape Coral

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