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1049 Marcus St, Pt Charlotte, FL, 33952

2beds
2baths
1,239sqft
$275,000
$222price/sqft
$1,961/moest. monthly cost
$78,440/yrincome needed

About This Home

Introducing the beautiful Bamboo floorplan from our Inspire collection of homes. This cozy and inviting home offers two bedrooms, two full baths, an indoor laundry room, and a one-car garage. The spacious kitchen seamlessly overlooks the combined dining and great room area, creating a contemporary layout that's ideal for entertaining without the need for traditional "formal" living and dining rooms. Designed with your savings in mind, the Bamboo floorplan comes with a selection of quality finishes, including name brand laminate countertops, vinyl flooring, stain-resistant carpeting, and stainless-steel appliances including an electric smooth top range, range hood, and dishwasher. Preselected trending color schemes provide the perfect canvas for you to personalize and transform this house into your dream home. Rest assured that this home is built to the highest standards of quality. Constructed using CBS (Concrete Block System), it boasts energy-smart features throughout, including a digital thermostat, a heating, ventilation and A/C system, a roof vent and soffit for attic venting, an insulated fiberglass entrance door, and dual-pane energy-efficient windows. Additionally, the Bamboo floorplan comes with a full year of transferable coverage and a transferable 10-year limited structural warranty, providing you with peace of mind.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
2/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Holiday Builders

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,239 sqft

Property

Details

  • Parcel number: 402211128020

Features

  • Levels: 1.0
  • Stories: 1

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$182$2,184
Property Taxes $192$2,304
Electricity $197$2,366
Total$1,961$23,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,234/yr
40% on housing$58,830/yr
45% on housing$52,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 33952$149
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33952$168
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-08Listed for sale$275,000
2025-06-02Listing removed$281,000
2025-04-12Listed for sale$281,000
2024-05-17Sold$15,000
2021-07-20Sold$10,000
2004-05-05Sold$21,900

New Construction Spec

BrokerageHoliday Builders

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