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13252 Pace Cir, Port Charlotte, FL, 33981

3beds
2baths
1,650sqft
$635,000
$385price/sqft
$4,660/moest. monthly cost
$186,400/yrincome needed

About This Home

Welcome to waterfront living in the boating community of South Gulf Cove! This beautifully maintained and landscaped 3-bedroom, 2-bath home with an office sits on an oversized lot offering an impressive 106 feet of waterfront—perfect for enjoying the Florida lifestyle. Step through the foyer into an inviting open floor plan featuring a spacious living room that flows seamlessly into the kitchen and dining area. The kitchen is designed for both functionality and style, showcasing granite countertops, stainless steel appliances, and a large island with breakfast bar seating—ideal for entertaining or casual dining. The primary suite offers a peaceful retreat with a walk-in closet and an ensuite bathroom complete with a double vanity and tile shower. The home’s split floor plan provides privacy, with two guest bedrooms and a full bathroom located on the opposite side of the home. Just off the entryway, a versatile office or bonus room provides the perfect space for working from home, hobbies, or additional living space. Sliding glass doors from the living room—hurricane- and impact-resistant for added peace of mind—open to a screened-in patio with a heated pool, creating the perfect setting for relaxing or entertaining year-round. The spacious backyard is newly fenced and leads to your private dock and boat lift, making it easy to get out on the water whenever you like. You can also unwind by the water’s edge and take in the peaceful surroundings. Additional features include a freshly painted exterior (2025), a garage equipped with an electric vehicle charger, a Ring security system, and a gas generator that can be connected to the home to provide power during emergencies. Residents of South Gulf Cove enjoy access to a variety of community amenities including parks, a clubhouse, nature trails, boat ramps, picnic pavilions, pickleball courts, BBQ grills, and a kayak launch. The voluntary HOA also offers an active social calendar with clubs, committees, and events for all interests. Conveniently located near Boca Grande, Englewood Beach, and Manasota Key, this home provides easy access to some of Southwest Florida’s most beautiful beaches, boating, dining, and recreation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
6/10
4/10
Lemon Bay High SchoolGrades 9-126.6 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Balcony Porch Lanai

  • Level: First

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 182
  • Dimensions: 13x14

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Level: First
  • Area: 64
  • Dimensions: 8x8

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Solid Wood Cabinets,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Hurricane Shutters/Windows
  • Flooring: Porcelain Tile

Foyer

  • Level: First
  • Area: 66
  • Dimensions: 11x6

Great Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 210
  • Dimensions: 14x15

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,291
  • Total interior livable area: 1,650 sqft

Kitchen

  • Features: Breakfast Bar,Granite Counters,Kitchen Island
  • Level: First
  • Area: 210
  • Dimensions: 14x15

Laundry

  • Features: Built-In Shelving
  • Level: First
  • Area: 30
  • Dimensions: 6x5

Office

  • Level: First
  • Area: 121
  • Dimensions: 11x11

Primary Bathroom

  • Features: Dual Sinks,Shower No Tub,Window/Skylight in Bath
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 280
  • Dimensions: 14x20

Property

Details

  • Parcel number: 412120377015
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,Heated,In Ground,Lighting,Screen Enclosure
  • Patio & porch: Covered,Front Porch,Patio,Screened
  • Exterior features: Irrigation System,Lighting,Private Mailbox,Rain Gutters
  • Fencing: Fenced
  • Has view: Yes
  • View description: Pool,Trees/Woods,Water,Canal
  • Has water view: Yes
  • Water view: Water,Canal
  • On waterfront: Yes
  • Waterfront features: Canal Front,Waterfront,Canal - Saltwater,Saltwater Canal Access,Lift,Riprap
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 0.25 Acres
  • Features: Cleared,In County,Landscaped,Near Golf Course,Near Marina,Oversized Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Electric Vehicle Charging Station(s),Garage Door Opener,Guest,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$295$3,540
Property Taxes $958$11,496
Electricity $197$2,366
Total$4,660$55,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,771/yr
40% on housing$139,800/yr
45% on housing$124,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$385This listing

vs Other Active Listings

Avg $/sqft

ZIP 33981$238
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33981$196
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Price change$635,000
2026-03-11Listed for sale$645,000
2024-12-30Sold$615,000
2024-11-25Pending sale$634,900
2024-11-19Price change$634,900
2024-10-17Price change$639,900
2024-09-28Price change$649,900
2024-08-26Price change$610,000
2024-08-13Listed for sale$619,000
2024-06-11Sold$575,000
2024-05-11Pending sale$580,000
2024-03-31Listed for sale$580,000
2020-12-04Sold$425,000
2020-10-07Pending sale$429,990
2020-09-23Price change$429,990
2020-08-26Price change$430,000
2020-06-06Price change$424,900
2020-03-23Listed for sale$425,000
2019-10-04Sold$48,000
2018-08-13Sold$39,000
2018-03-25Price change$369,900
2018-02-25Price change$389,900
2018-02-17Price change$39,400
2018-01-26Price change$389,900
2017-11-07Price change$39,400
2017-08-24Sold$28,200
2017-03-14Sold$25,000
2004-05-18Sold$129,900

For Sale by Agent

AgentYekaterina Zalesova
BrokerageSELLSTATE VISION REALTY

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