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9073 Gervais CIR #1007, Naples, FL, 34120

2beds
3baths
1,415sqft
$319,000
$225price/sqft
$2,279/moest. monthly cost
$91,160/yrincome needed

About This Home

Very well maintained partially furnished 2 bedroom, 2.5 bathroom with loft and beautiful water view featuring tile on the main floor and upgraded carpet on the second floor. Home is equipped with 4 ceiling fans, new AC and carpet in 2024, new stackable washer and dryer, kitchen faucet and exterior paint in 2025. Located conveniently within walking distance to restaurants, shops. medical facilities and so much more! Easy access to I-75 and Naples beaches. Out of state owners and very limited annual usage.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

10/10
10/10
Oakridge Middle SchoolGrades 6-80.9 mi
7/10
Gulf Coast High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Refrigerator/Freezer,Washer
  • Laundry features: Inside

Bedroom

  • Features: Master BR Upstairs

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal

Features

  • Fire Sprinkler,Smoke Detectors,Den - Study,Laundry in Residence,Other Additional Rooms,Screened Lanai/Porch
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,415
  • Total interior livable area: 1,415 sqft

Property

Details

  • Parcel number: 80710099703

Features

  • Levels: Two
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio,Screened Lanai/Porch
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake
  • Frontage type: Lakefront

Lot

  • Features: Regular

Parking

  • Parking features: Assigned,Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$212$2,544
Property Taxes $257$3,084
Electricity $197$2,366
Total$2,279$27,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,137/yr
40% on housing$68,370/yr
45% on housing$60,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 34120$339
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34120$316
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-21Listed for sale$319,000
2010-12-03Sold$100,000

For Sale by Agent

AgentLindsay Frazzano
BrokerageDowning Frye Realty Inc.

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