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8 Topside RD, Placida, FL, 33946

4beds
3baths
2,084sqft
$649,999
$312price/sqft
$4,108/moest. monthly cost
$164,320/yrincome needed

About This Home

Pre-Construction. To be built. Welcome to this stunning brand-new construction home, where modern luxury meets exceptional craftsmanship! This spacious 4-bedroom, 3-bathroom residence sits on a generous quarter-acre lot, offering plenty of room for outdoor enjoyment and privacy. From the moment you step inside, you’ll be greeted by top-notch finishes throughout—gleaming tile floors, sleek quartz countertops, and custom cabinetry in every room. The open-concept floor plan seamlessly connects the living, dining, and kitchen areas, creating the perfect space for both entertaining and everyday living. The master suite is a true retreat, complete with a spa-like ensuite bathroom featuring a freestanding tub, oversized shower, and double vanities. Each additional bedroom is generously sized, offering comfort and versatility for family, guests, or home office needs. Located in a clean and quiet neighborhood, this home provides the perfect balance of tranquility and convenience. It’s just minutes away from excellent schools, local shops, and a variety of dining options, making everyday life easy and enjoyable. With a brand-new home, you can enjoy peace of mind knowing that everything from the foundation to the finishes is fresh and built to the highest standards. Why settle for an older home with hidden costs and outdated features when you can have a pristine, move-in ready home with all the modern touches? This is an opportunity you won’t want to miss—schedule your tour today and experience the best of new construction living!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

6/10
6/10
4/10
Lemon Bay High SchoolGrades 9-126.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Microwave,Refrigerator/Freezer,Refrigerator/Icemaker,Self Cleaning Oven
  • Laundry features: Washer/Dryer Hookup,In Garage

Bedroom

  • Features: Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Formal

Features

  • Walk-In Closet(s),Laundry in Garage
  • Door features: Impact Resistant Doors
  • Window features: Impact Resistant Windows
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,753
  • Total interior livable area: 2,084 sqft

Kitchen

  • Features: Island

Property

Details

  • Parcel number: 412130331018

Features

  • Stories: 1
  • Has view: Yes
  • View description: Landscaped Area,Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 0.25 Acres
  • Features: Regular

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$159$1,908
Property Taxes $454$5,448
Electricity $209$2,516
Total$4,108$49,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,845/yr
40% on housing$123,240/yr
45% on housing$109,546/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 33946$336
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33946$321
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-01-30Listed for sale$649,999
2017-06-12Sold$8,200
2001-07-05Sold$2,142

New Construction

AgentNathalia Mato
BrokerageMato Realty, LLC

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