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27412 LAS LOMAS DRIVE, Punta Gorda, FL, 33955

2beds
2baths
1,195sqft
$289,000
$242price/sqft
$1,980/moest. monthly cost
$79,200/yrincome needed

About This Home

Move-In Ready New Construction with Luxury Finishes! Beautifully crafted new construction home !! with Pool !! thoughtfully designed with quality construction, modern finishes, and exceptional attention to detail. Built with stem wall construction for enhanced structural integrity, this home offers both durability and peace of mind. Step inside to an open-concept layout featuring cathedral ceilings, elegant tile flooring throughout (no carpet), and a bright, spacious living area perfect for entertaining. The gourmet kitchen showcases soft-close cabinetry, premium finishes, and plenty of storage, making it as functional as it is stylish.Enjoy Florida living at its finest with a fully equipped outdoor kitchen overlooking your private 12' x 24' x 6' swimming pool, a variable-speed pump, oversized filtration system, and ready for years of low-maintenance enjoyment Additional premium features include: Impact-resistant windows and doors Stem wall construction Gutters installed around the entire home Tile flooring throughout Soft-close cabinets and drawers Covered lanai Outdoor kitchen Energy-efficient construction Modern open floor plan High ceilings Luxury finishes throughout Move-in ready Built to meet the 2023 Florida Building Code, this home also features engineered roof trusses, 160 MPH wind design, reinforced concrete block construction, and professionally designed structural components for added strength and durability. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this exceptional home offers the perfect combination of style, quality, and Florida lifestyle. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-57.7 mi
4/10
5/10
Charlotte High SchoolGrades 9-127.3 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Stem Wall
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Closet

Bathroom2

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Living Room/Dining Room Combo,Open Floorplan,Walk-In Closet(s)
  • Door features: French Doors,Outdoor Kitchen
  • Flooring: Porcelain Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,615
  • Total interior livable area: 1,195 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 422310481012
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Outdoor Kitchen
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 7,200 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Wildfire
Coastal Flooding
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$120$1,440
Property Taxes $202$2,424
Electricity $197$2,366
Total$1,980$23,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,885/yr
40% on housing$59,400/yr
45% on housing$52,800/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 33955$178
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33955$200
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$284,900
2026-07-30Price change$289,000
2026-07-16Listed for sale$295,000
2025-10-14Sold$9,000
2021-03-24Listing removed--
2020-05-13Listing removed$2,000
2020-05-10Listed for sale$2,000
2017-02-14Sold$3,000
2014-11-14Sold$3,000
2014-07-11Listed for sale$3,000
2013-09-14Listing removed$5,900
2012-09-18Listed for sale$5,900

New Construction

AgentJuan Reyes
BrokerageGENESIS JC REALTY LLC

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