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537 San Ambrosio St, Punta Gorda, FL, 33983

0beds
0baths
--sqft
$37,500
--price/sqft
$441/moest. monthly cost
$17,640/yrincome needed

About This Home

Residential Lot backing up on greenbelt, located in Deep Creek Sec 20, a Deed Restricted Community, Lot is 80X120, Flood Zone X, with Water and Sewer available, would be an Ideal site to Build your Dream Home. You will be just a short drive to Golf, Tennis, Pickleball, Fishing, Boating, Shopping, Dining, Charlotte Harbor, I-75, Sarasota and More.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
4/10
4/10
Charlotte High SchoolGrades 9-126.5 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Basement

  • Basement:

Property

Details

  • Parcel number: 402304480014

Lot

  • Lot size: 9,583 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $189$2,268
Home Insurance *$29$348
Property Taxes $26$312
Electricity $197$2,366
Total$441$5,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,120/yr
40% on housing$13,230/yr
45% on housing$11,760/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33983$171
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33983$171
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-07Price change$37,500
2025-08-02Listed for sale$38,900
2025-07-23Listing removed$38,900
2025-05-08Listed for sale$38,900
2024-11-18Pending sale$38,900
2024-11-11Listed for sale$38,900
2024-09-25Sold$26,100

For Sale by Agent

AgentJay Nadelson
BrokerageEXIT GULF COAST REALTY

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