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2538 W Oakdale St, Philadelphia, PA, 19132

2beds
1baths
896sqft
$134,900
$151price/sqft
$1,313/moest. monthly cost
$52,520/yrincome needed

About This Home

Fully renovated and move-in ready, this gem offers the perfect blend of comfort, style, and value in one of North Philadelphia's rapidly growing neighborhoods. Step inside to an open-concept living and dining area with recessed lighting, modern flooring, and great natural light. The sleek kitchen features quartz countertops, white shaker cabinets, stainless steel appliances, and a clean, timeless backsplash. Upstairs, you'll find two well-sized bedrooms and a beautifully upgraded full bath with contemporary tilework. The basement provides extra storage space and is clean and dry — ideal for future finishing or use as-is. Outside, enjoy a private fenced-in patio, perfect for entertaining or relaxing. This turnkey home is a great fit for first-time buyers or investors alike — conveniently located near public transit, local parks, and Temple University Hospital. Start building equity from day one!

Getting Around

76
WalkingVery Walkable
64
TransitGood Transit
63
BikeBikeable

Schools

4/10
Wright Richard R SchoolGrades PK-50.5 mi
3/10
2/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Has Laundry

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 896

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 896
  • Total interior livable area: 896 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 281340800
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 686 sqft
  • Lot size dimensions: 14.00 x 49.00

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$269$3,228
Property Taxes $138$1,656
Electricity $224$2,692
Total$1,313$15,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,017/yr
40% on housing$39,390/yr
45% on housing$35,013/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 19132$78
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19132$123
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-22Price change$134,900
2026-02-13Price change$139,900
2026-01-12Price change$144,900
2026-01-02Price change$149,900
2025-12-09Price change$154,900
2025-09-04Price change$159,900
2025-08-28Price change$164,900
2025-07-21Price change$169,900
2025-06-17Listed for sale$175,000
2022-11-26Listing removed$50,000
2022-10-10Price change$50,000
2022-10-04Price change$55,000
2022-09-08Price change$60,000
2022-08-15Listed for sale$65,000
2022-05-22Listing removed$48,000
2022-04-04Price change$48,000
2022-03-07Price change$53,000
2021-12-15Price change$60,000
2021-11-04Listed for sale$50,000
2021-09-13Sold$36,400
2021-08-03Price change$60,000
2021-07-08Price change$65,000
2021-04-22Price change$69,000
2021-04-15Listed for sale$80,000

For Sale by Agent

AgentCarlos Masip
BrokerageKW Empower

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