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2078 Grove DR, Naples, FL, 34120

4beds
3baths
2,582sqft
$829,000
$321price/sqft
$5,825/moest. monthly cost
$233,000/yrincome needed

About This Home

Welcome to 2078 Grove Drive, a beautifully upgraded Naples residence where luxury, efficiency, and Florida lifestyle come together seamlessly. This exceptional property has undergone approximately $200,000 in improvements, creating a move-in-ready retreat designed for both comfort and peace of mind. The home features a premium solar energy system with two Tesla Power wall, providing enhanced energy independence and long-term savings. An EV charging outlet has been installed in the garage, making the property future-ready for electric vehicle owners. Outdoor living is elevated by a resurfaced pool and upgraded premium pool deck, creating the perfect setting for entertaining or relaxing in the Florida sunshine. The property is further enhanced by impact-resistant windows and hurricane screens, offering superior storm protection and security. Lush tropical landscaping showcases an array of fruit trees, flowering plants, and mature greenery, creating a private backyard oasis. Inside, the home features custom interior paint throughout and an updated custom master closet, adding style and functionality to the living spaces. Located within a highly desirable Naples community, residents enjoy the benefit of exceptionally low HOA fees—among the lowest available for a community of this caliber—helping keep ownership costs down without sacrificing location or lifestyle. This is a rare opportunity to own a thoughtfully upgraded Naples home that combines luxury finishes, energy efficiency, storm protection, and exceptional outdoor living—all in one remarkable property. Highlights Include: EV charging outlet in garage Resurfaced pool and upgraded pool deck Impact-resistant windows Hurricane screens Tropical landscaping with fruit trees and flowers Custom interior painting throughout Updated custom master closet Exceptionally low HOA fees Experience the best of Naples living in a home where every major improvement has already been completed for you. Luxury, efficiency, and value rarely come together this effortlessly.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
8/10
Corkscrew Middle SchoolGrades 6-80.5 mi
6/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator/Freezer

Bedroom

  • Features: Master BR Ground, Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining - Family, Eat-in Kitchen

Features

  • Closet Cabinets,Pantry,Volume Ceiling,Additional Rooms - None
  • Door features: Impact Resistant Doors
  • Window features: Impact Resistant Windows
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,820
  • Total interior livable area: 2,582 sqft

Kitchen

  • Features: Island, Pantry

Property

Details

  • Parcel number: 78698108207

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Community,In Ground,Concrete,Custom Upgrades,Equipment Stays,Electric Heat,Solar Heat,Salt Water,Screen Enclosure
  • Exterior features: Outdoor Kitchen
  • Has view: Yes
  • View description: Lake,Water,Water Feature
  • Has water view: Yes
  • Water view: Lake,Water,Water Feature
  • Waterfront features: None

Lot

  • Lot size: 0.33 Acres
  • Features: Zero Lot Line

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,191$50,292
Home Insurance *$553$6,636
Property Taxes $822$9,864
Electricity $259$3,118
Total$5,825$69,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,714/yr
40% on housing$174,750/yr
45% on housing$155,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 34120$338
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34120$316
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$819,000
2026-07-13Price change$829,000
2026-06-29Price change$839,000
2026-06-11Listed for sale$856,000
2022-08-30Sold$666,990

For Sale by Agent

AgentRei Culi, PA
BrokerageJohn R Wood Properties

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