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14368 Overlook Ave, Port Charlotte, FL, 33981

4beds
3baths
2,265sqft
$378,000
$167price/sqft
$2,904/moest. monthly cost
$116,160/yrincome needed

About This Home

Welcome to this spacious 4-bedroom home with a den and a highly desirable 3-car garage located in the growing waterfront community of South Gulf Cove. With 2265 sq. ft. of living space, this home offers a functional layout designed for comfort, flexibility, and everyday living. The separate den provides the perfect option for a home office, playroom, fitness area, or additional guest space. This dry lot property features an open living area, split-bedroom floor plan, dedicated dining space, and generously sized bedrooms, accommodating a variety of household needs. The primary suite offers privacy and convenience with an en-suite bath and walk-in closets. Located in one of Southwest Florida’s fastest-expanding residential areas, residents enjoy close proximity to local amenities including South Gulf Cove Park, which offers a playground, covered picnic pavilion, sidewalks, sports areas, and a community boat ramp providing access to over 50 miles of canals leading to Charlotte Harbor and the Gulf of Mexico. With nearby public pickleball courts, walking paths, and several community recreation areas, this neighborhood supports an active coastal lifestyle. South Gulf Cove is minutes from shopping, schools, restaurants, golf courses, and the gorgeous beaches of Boca Grande and Englewood. If you're looking for a well-designed home with room to grow in a desirable Florida community, this property is worth a closer look. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
6/10
4/10
Lemon Bay High SchoolGrades 9-127.5 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab,Stem Wall
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bathroom2

  • Features: Dual Sinks,Granite Counters,Linen Closet
  • Level: First
  • Area: 40
  • Dimensions: 8x5

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 126.5
  • Dimensions: 11x11.5

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 115.5
  • Dimensions: 11x10.5

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 115.5
  • Dimensions: 11x10.5

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 110
  • Dimensions: 11x10

Features

  • High Ceilings,Kitchen/Family Room Combo,Split Bedroom,Stone Counters,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Hurricane Shutters
  • Flooring: Carpet,Ceramic Tile

Great Room

  • Level: First
  • Area: 396
  • Dimensions: 22x18

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,137
  • Total interior livable area: 2,265 sqft

Kitchen

  • Features: Granite Counters
  • Level: First
  • Area: 156
  • Dimensions: 13x12

Living Room

  • Level: First
  • Area: 156
  • Dimensions: 13x12

Primary Bathroom

  • Features: Dual Sinks,En Suite Bathroom,Granite Counters,Split Vanities,Linen Closet
  • Level: First
  • Area: 118.75
  • Dimensions: 12.5x9.5

Primary Bedroom

  • Features: Dual Closets
  • Level: First
  • Area: 195
  • Dimensions: 15x13

Property

Details

  • Parcel number: 412116408012
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System

Lot

  • Lot size: 9,999 sqft
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,911$22,932
Home Insurance *$175$2,100
Property Taxes $591$7,092
Electricity $227$2,735
Total$2,904$34,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,565/yr
40% on housing$87,120/yr
45% on housing$77,440/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 33981$240
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33981$196
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Price change$384,900
2026-03-13Price change$399,900
2026-02-26Price change$410,000
2025-11-20Listed for sale$425,000
2025-02-28Sold$383,150
2025-01-29Pending sale$383,150
2025-01-25Price change$383,150
2025-01-24Price change$413,150
2025-01-07Price change$408,150
2024-12-01Price change$398,150
2024-11-06Listed for sale$397,150
2024-10-04Pending sale$397,150
2024-07-31Price change$397,150
2024-05-02Price change$432,150
2024-03-03Listed for sale$462,150
2021-09-29Sold$22,900
2011-08-24Sold$2,800
2004-03-08Sold$3,500

For Sale by Agent

AgentMark Vaccaro
BrokeragePARADISE EXCLUSIVE INC

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