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2615 N 31st St, Philadelphia, PA, 19132

2beds
--baths
1,356sqft
$103,500
$76price/sqft
$1,054/moest. monthly cost
$42,160/yrincome needed

About This Home

Re-introducing 2615 N. 31st St! A premier investor’s special packed with potential. If you’re looking to buy and hold, this diamond in the rough is ready for your vision. Local area rents range from $1,200 to $1,800 a month, offering cash flow potential. A renovated house on this same block recently sold for $215,000, and a renovated duplex nearby recently sold in the $360K’s. This neighborhood perfectly blends urban convenience with local attractions. Future residents will enjoy being just minutes from Fairmount Park, the Philadelphia Zoo, and the Dell East Music Center. The property offers quick connections to I-76, Kelly Drive, Ridge Avenue, and Center City, along with walking distance to public transit, local schools, and shops. Property is being sold strictly AS-IS. Designed as a duplex but zoned as a single family. Buyer is responsible for verifying use and zoning, obtaining City Certification, and satisfying all city’s municipal requirements. Don’t miss out on this great opportunity! Schedule your tour today!

Getting Around

60
WalkingSomewhat Walkable
63
TransitGood Transit
84
BikeVery Bikeable

Schools

4/10
Allen Dr Ethel SchoolGrades PK-80.1 mi
2/10

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None,Natural Gas

Interior Area

  • Total structure area: 1,356
  • Total interior livable area: 1,356 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 282132500
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 871.20 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $523$6,276
Home Insurance *$206$2,472
Property Taxes $101$1,212
Electricity $224$2,692
Total$1,054$12,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,137/yr
40% on housing$31,620/yr
45% on housing$28,106/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 19132$78
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19132$123
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Price change$103,500
2026-06-19Listed for sale$105,000
2026-06-19Listing removed$100,000
2026-02-22Pending sale$100,000

For Sale by Agent

AgentDella Thompson
BrokerageDiversified Realty Solutions

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