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50544 Bermont Rd, Punta Gorda, FL, 33982

4beds
4baths
2,960sqft
$549,000
$185price/sqft
$4,095/moest. monthly cost
$163,800/yrincome needed

About This Home

Set on 5 peaceful acres in the Golden Ranches in Punta Gorda, this 2017 Champion-built modular home offers space, privacy, and exceptional versatility. With nearly 3,000 sq ft of living area, this well-designed residence features a metal roof, 4 bedrooms and 3.5 baths, including a primary ensuite bedroom and a second ensuite bedroom—ideal for multigenerational living or guest privacy. The heart of the home is the expansive Great Room, complete with a wood-burning fireplace and open flow to the kitchen and dining area. There is also a separate living room and inside laundry. Step outside to the 42×13 screened porch with Trex flooring and enjoy views of the private property. Zoning is Agricultural, offering flexibility for a variety of uses. In addition to the home, the property includes five permitted 20×10 sheds, all anchored and topped with metal roofs (2022). Three sheds are outfitted with electricity, air conditioning, and 8,000 watts of backup solar, and include screened areas—perfect for hobby spaces or animal housing. Two additional sheds have been used as workshops. There are also two containers used for storage and a third anchored 40 x 8 container improved with a kitchen (propane range), living area, and full bath with shower. This structure has its own backup solar system (not currently connected), offering potential as a safe room or additional workspace. Upgrades include commercial-grade luxury vinyl flooring throughout the home, a manganese oxide water filtration system, and a large-capacity reverse osmosis system supplying drinking water to the home and outdoor areas. Experience the freedom of country living with modern comforts and room to create the lifestyle you envision. The possibilities are endless with the potential for animal rescues, boarding, breeding and so much more! Contact us for more details or to schedule your private showing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-523.7 mi
4/10
Punta Gorda Middle SchoolGrades 6-825.6 mi
4/10
Charlotte High SchoolGrades 9-1225.8 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2017

Materials

  • Foundation: Crawlspace
  • Roof: Metal
  • Construction materials: Vinyl Siding

Other

  • Builder name: Champion Homes

Type & Style

  • Home type: MobileManufactured
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dryer,Electric Water Heater,Kitchen Reverse Osmosis System,Microwave,Range Hood,Refrigerator,Washer,Water Filtration System,Water Softener
  • Laundry features: Inside,Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 546
  • Dimensions: 42x13

Bedroom2

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 156
  • Dimensions: 13x12

Bedroom3

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 156
  • Dimensions: 13x12

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 156
  • Dimensions: 13x12

Features

  • Ceiling Fan(s),Crown Molding,Open Floorplan,Primary Bedroom Main Floor,Thermostat,Vaulted Ceiling(s)
  • Door features: Sliding Doors
  • Flooring: Luxury Vinyl
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Great Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 399
  • Dimensions: 21x19

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,960
  • Total interior livable area: 2,960 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Pantry
  • Level: First
  • Area: 260
  • Dimensions: 20x13

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 216
  • Dimensions: 18x12

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 416
  • Dimensions: 26x16

Property

Details

  • Parcel number: 402733200001
  • Zoning: AG
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Screened
  • Exterior features: Private Mailbox,Rain Gutters,Storage

Lot

  • Lot size: 5 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Inland Flooding
Strong Wind
Wildfire
Coastal Flooding
Drought
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$338$4,056
Property Taxes $684$8,208
Electricity $297$3,574
Total$4,095$49,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,400/yr
40% on housing$122,850/yr
45% on housing$109,200/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 33982$179
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33982$199
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$569,900
2026-03-02Listed for sale$574,900
2014-01-09Sold$15,500
2011-04-18Sold$15,500
2003-12-15Sold$15,000

For Sale by Agent

AgentShellee Guinta
BrokerageCOLDWELL BANKER SUNSTAR REALTY

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