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13180 Amaryllis Cir, Port Charlotte, FL, 33981

3beds
3baths
1,704sqft
$549,000
$322price/sqft
$3,612/moest. monthly cost
$144,480/yrincome needed

About This Home

Build in 2026 waterfront pool home with access to Charlotte Harbor and the Gulf. It offers 1,704 sq. ft of living area, 3 bedrooms, 2 baths, 2 car garages and a pool half bath. Tile floors throughout the entire home and impact windows. The kitchen with solid wood cabinets, soft closing doors and drawers, quartz countertops & stainless-steel appliance package. The master bath with double sinks and quartz counter tops, master bedroom with view to the pool and the water. The pool is heated so you can enjoy it all year around looking at the water and without worrying about the chlorine bothering your eyes, because it has a salt chlorinator system. This home is in the prestigious waterfront community of South Gulf Cove, close to Boca Grande's and Gasparilla Island’s white sandbars, marinas, fishing, golf courses, restaurants, and shopping.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
6/10
4/10
Lemon Bay High SchoolGrades 9-126.5 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab,Stem Wall
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range Hood,Refrigerator
  • Laundry features: Laundry Room

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Door features: Outdoor Shower
  • Window features: Hurricane Shutters
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Baseboard,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,445
  • Total interior livable area: 1,704 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 412120333005
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,Heated,In Ground,Screen Enclosure
  • Exterior features: Outdoor Shower
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal - Brackish,Brackish Water Access

Lot

  • Lot size: 10,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$255$3,060
Property Taxes $384$4,608
Electricity $197$2,366
Total$3,612$43,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,840/yr
40% on housing$108,360/yr
45% on housing$96,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 33981$239
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33981$196
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$549,000
2025-07-12Listing removed$624,900
2025-07-08Listed for sale$624,900
2024-08-28Listing removed--
2024-05-22Listed for sale$749,000
2023-03-09Sold$120,000
2021-06-15Sold$60,000
2021-04-13Listed for sale$60,000
2021-04-08Pending sale$60,000
2021-01-12Price change$60,000
2020-01-25Listed for sale$38,500
2019-12-22Listing removed$42,900
2018-10-20Price change$42,900
2018-06-21Listed for sale$39,900
2014-07-02Listing removed$29,900
2014-01-23Listed for sale$29,900

New Construction

AgentJulio Morales
BrokeragePARADISE EXCLUSIVE INC

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