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4467 SONG SPARROW Drive, Middleburg, FL, 32068

5beds
4baths
4,071sqft
$575,000
$141price/sqft
$4,588/moest. monthly cost
$183,520/yrincome needed

About This Home

Welcome to a home that truly stands apart in the sought-after Two Creeks community. Originally crafted as a model home, this 5 bedroom, 4 bathroom residence was designed to impress from the start, blending elevated finishes with everyday functionality across more than 4,000 square feet of thoughtfully curated living space. From the moment you step inside, the details set the tone. A coffered ceiling adds character to the formal dining room, while the main living area invites you in with an ornamental fireplace and plenty of room to gather. Just off the main space, a separate sitting room offers flexibility for entertaining, relaxing, or creating a space that fits your lifestyle. At the heart of the home, the kitchen delivers both style and substance with 42 inch cabinetry, granite countertops, a large center island, stainless steel appliances, and a double oven ready for hosting and holidays alike. A first-floor guest bedroom and full bath provide the perfect setup for visitors or multi-generational living. Upstairs, the primary suite is a true retreat featuring a spacious walk-in closet and an ensuite bath complete with dual vanities, a soaking tub, and a separate shower. The layout continues to impress with two bedrooms connected by a Jack and Jill bath, plus a fourth bedroom and full bath positioned near a generous loft and convenient upstairs laundry room. Additional upgrades include a striking wrought iron staircase, luxury vinyl plank flooring, and a screened lanai that overlooks a private preserve, creating a peaceful backyard setting. A three-car garage and fully fenced lot add both convenience and privacy. Living in Two Creeks means more than just a beautiful home. Enjoy access to resort-style amenities including a clubhouse, pool, fitness center, playground, tennis and basketball courts, and scenic walking trails. All of this, located in Clay County's top-rated school district and just a short drive to shopping, dining, and major commuter routes. This is where thoughtful design, space, and lifestyle come together in one exceptional opportunity.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
Tynes Elementary SchoolGrades PK-61.3 mi
6/10
5/10
Ridgeview High SchoolGrades PK,9-124.1 mi

Construction

Condition

  • Year built: 2013

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Electric Cooktop,Microwave,Refrigerator
  • Laundry features: In Unit,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Entrance Foyer,Jack and Jill Bath,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Tub with Shower,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,071 sqft

Property

Details

  • Parcel number: 24042400557400192

Features

  • Stories: 2
  • Patio & porch: Covered,Patio,Screened
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 7,840 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Inland Flooding
Tornado
Hurricane
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$391$4,692
Property Taxes $881$10,572
Electricity $409$4,916
Total$4,588$55,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,302/yr
40% on housing$137,640/yr
45% on housing$122,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 32068$160
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32068$192
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Price change$575,000
2026-04-23Listed for sale$585,000
2026-03-22Listing removed$585,000
2026-03-05Price change$585,000
2026-02-05Price change$599,000
2025-12-06Price change$600,000
2025-11-07Price change$615,000
2025-10-17Listed for sale$625,000
2021-08-27Sold$467,000
2021-08-10Pending sale$467,000
2021-07-29Contingent$467,000
2021-07-23Listed for sale$467,000
2017-05-31Listing removed$2,100
2017-05-01Listed for rent$2,100
2013-03-22Sold$264,454

For Sale by Agent

AgentAMANDA KENT KINARD, MOMENTUM REALTY
BrokerageMOMENTUM REALTY

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