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11220 Five Oaks LN, Naples, FL, 34120

5beds
6baths
3,825sqft
$3,897,000
$1,019price/sqft
$26,366/moest. monthly cost
$1,054,640/yrincome needed

About This Home

Stunning New Construction Estate Home with Expansive Water Views in TwinEagles Introducing the only new-construction estate home available in the prestigious, gated golf community of TwinEagles. Perfectly situated on Five Oaks Lane/Lochlomond, an exclusive cul-de-sac with only six custom-built homes, this residence offers unparalleled privacy, natural beauty, and sweeping 180-degree water and preserve views. Currently under construction, this custom estate boasts over 5,000 square feet under roof, thoughtfully designed to maximize both indoor and outdoor living. With water views on two sides and serene preserve views beyond, the property provides an extraordinary backdrop of Florida’s natural landscape. Depending on the stage of construction, buyers may still have the opportunity to personalize select interior finishes. Nestled within 1,100 acres of preserved land, TwinEagles is home to two championship golf courses crafted by Jack Nicklaus and Steve Smyers, offering a premier golfing experience steps from your door. Residents also enjoy world-class amenities including a beautifully appointed clubhouse, state-of-the-art fitness center, tennis and pickleball courts, a resort-style pool, and miles of scenic nature trails. This rare offering combines luxury, exclusivity, and the peacefulness of nature into one exceptional property. With its unmatched location and breathtaking views, this estate is ready to become the home of your dreams.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

10/10
Oakridge Middle SchoolGrades 6-83.2 mi
6/10
Gulf Coast High SchoolGrades 9-124.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Block,Poured Concrete
  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Grill - Gas,Ice Maker,Microwave,Range,Refrigerator/Freezer,Refrigerator/Icemaker,Tankless Water Heater
  • Laundry features: Washer/Dryer Hookup,Inside

Bedroom

  • Features: Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining - Family, Dining - Living, Eat-in Kitchen

Features

  • Bar,Built-In Cabinets,Smoke Detectors,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Laundry in Residence
  • Door features: Impact Resistant Doors
  • Window features: Impact Resistant Windows
  • Flooring: Tile
  • Fireplace features: Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 5,000
  • Total interior livable area: 3,825 sqft

Kitchen

  • Features: Gas Available

Property

Details

  • Parcel number: 78542001227

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Community,In Ground,Concrete,Custom Upgrades
  • Patio & porch: Patio
  • Exterior features: Outdoor Grill,Outdoor Kitchen,Outdoor Shower
  • Has spa: Yes
  • Spa features: In Ground,Concrete
  • Has view: Yes
  • View description: Lagoon,Landscaped Area,Pond
  • Has water view: Yes
  • Water view: Lagoon,Pond
  • On waterfront: Yes
  • Waterfront features: Lagoon
  • Frontage type: Lagoon/Estuary

Lot

  • Lot size: 0.62 Acres
  • Features: Oversize

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $19,705$236,460
Home Insurance *$2,599$31,188
Property Taxes $3,678$44,136
Electricity $384$4,619
Total$26,366$316,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$903,977/yr
40% on housing$790,980/yr
45% on housing$703,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,019This listing

vs Other Active Listings

Avg $/sqft

ZIP 34120$333
Collier County$525

vs Homes Sold Last Month

Median $/sqft

ZIP 34120$316
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-08Listed for sale$3,897,000
2025-09-08Listing removed$3,797,000
2025-06-04Listed for sale$3,797,000
2024-07-19Listing removed--
2024-01-16Listed for sale$3,497,000
2021-07-22Sold$435,000
2021-06-11Pending sale$424,000
2020-06-04Listed for sale$424,000
2012-02-05Listing removed$249,000
2011-05-31Listed for sale$249,000
2005-09-14Sold$290,000

New Construction

AgentBecky Mato, PA
BrokerageMato Realty, LLC

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