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410 E Henry St, Punta Gorda, FL, 33950

2beds
2baths
1,193sqft
$559,900
$469price/sqft
$4,027/moest. monthly cost
$161,080/yrincome needed

About This Home

Welcome to 410 E Henry Street in the heart of Punta Gorda, Florida — a beautifully remodeled in-town property including two parcels (410 & 420 E Henry St) totaling approximately 0.77 acres, providing ample amounts of space, privacy, and flexibility, and just minutes from shopping, dining, and waterfront amenities. Fully renovated in 2023, this move-in-ready 2-bedroom, 2-bath home has been thoughtfully updated from top to bottom. Major improvements include a new roof, reconditioned A/C, new blown-in insulation, new windows and doors, and updated systems throughout, providing peace of mind for years to come. Inside, you’ll find stylish vinyl flooring throughout and a bright, open layout designed for modern living. The island kitchen is both functional and inviting, featuring soft-close cabinetry, a dedicated coffee station, and sleek dark stainless Samsung appliances. The spacious primary suite offers generous closet space and a charming barn door entry leading to a beautifully updated bath. Both bathrooms showcase contemporary tile finishes for a clean, cohesive look. Step outside and discover where this property truly shines. The expansive yard is a rare find in Punta Gorda, offering endless possibilities. Enjoy evenings under the pergola with retractable sunshades, gather around the fire pit, cool off in the saltwater stock tank pool with AZEK deck, or tend to your own herb garden. A shed, 1.5-car garage, and two separate driveways add exceptional functionality. There’s also dedicated RV parking with 30-amp service — perfect for travelers, hobbyists, or guests. With NO HOA, nearly three-quarters of an acre, and meaningful upgrades already complete, this property delivers the space and freedom that’s hard to find in such a convenient in-town location. A unique opportunity to enjoy modern comfort with room to truly spread out.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
65
BikeBikeable

Schools

8/10
4/10
4/10
Charlotte High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2016

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 192.126
  • Dimensions: 29.11x6.6

Balcony Porch Lanai

  • Level: First
  • Area: 546.84
  • Dimensions: 29.4x18.6

Bathroom2

  • Features: Built-In Shelving,Single Vanity,Tub With Shower
  • Level: First
  • Area: 64.386
  • Dimensions: 5.11x12.6

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 120.32
  • Dimensions: 12.8x9.4

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 75.48
  • Dimensions: 6.8x11.1

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Smart Home,Solid Wood Cabinets,Thermostat,Walk-In Closet(s)
  • Flooring: Luxury Vinyl
  • Fireplace features: Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,314
  • Total interior livable area: 1,193 sqft

Kitchen

  • Features: Ceiling Fan(s),Granite Counters,Kitchen Island
  • Level: First
  • Area: 190.26
  • Dimensions: 15.1x12.6

Laundry

  • Features: Built-In Shelving
  • Level: First
  • Area: 71.92
  • Dimensions: 11.6x6.2

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 112.11
  • Dimensions: 10.1x11.1

Primary Bathroom

  • Features: Built-In Shelving,Granite Counters,Shower No Tub,Single Vanity,Built-in Closet
  • Level: First
  • Area: 60.39
  • Dimensions: 6.1x9.9

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Built-in Closet
  • Level: First
  • Area: 334.1
  • Dimensions: 13x25.7

Property

Details

  • Parcel number: 412307288006
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground,Deck,Salt Water
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Awning(s),Fire Pit,Lighting,Private Mailbox,Private Yard,Rain Gutters,RV Hookup
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 0.77 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$384$4,608
Property Taxes $615$7,380
Electricity $197$2,366
Total$4,027$48,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,068/yr
40% on housing$120,810/yr
45% on housing$107,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$469This listing

vs Other Active Listings

Avg $/sqft

ZIP 33950$215
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33950$267
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$589,000
2017-01-27Sold$153,000
2015-03-10Sold$5,500
1998-07-31Sold$1,000

For Sale by Agent

AgentDaniel O'Connell
BrokerageHARBORSIDE REALTY

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