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88 Tocopilla St, Punta Gorda, FL, 33983

4beds
2baths
1,822sqft
$295,000
$162price/sqft
$2,325/moest. monthly cost
$93,000/yrincome needed

About This Home

Charming and well-maintained starter home located in the desirable Deep Creek district of Punta Gorda. Built in 2013, this spacious residence offers four bedrooms and two bathrooms, providing ample room for comfortable family living. The home features a kitchen, dedicated laundry area, and a double-car garage. Situated on a quiet, private street with only one way in and one way out, it offers added privacy and minimal traffic. The property retains its original roof and air-conditioning system. Conveniently located near highly regarded schools and surrounded by a beautiful, well-kept neighborhood, this home presents an excellent opportunity for families seeking both comfort and location.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
4/10
4/10
Charlotte High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Block,Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Other,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedroom1

  • Features: Built-in Closet
  • Level: First
  • Area: 108
  • Dimensions: 12x9

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: No Closet
  • Level: First
  • Area: 120
  • Dimensions: 12x10

Features

  • Ceiling Fan(s),Thermostat,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,424
  • Total interior livable area: 1,822 sqft

Kitchen

  • Features: No Closet
  • Level: First
  • Area: 150
  • Dimensions: 15x10

Laundry

  • Features: No Closet
  • Level: First
  • Area: 36
  • Dimensions: 6x6

Living Room

  • Features: No Closet
  • Level: First
  • Area: 273
  • Dimensions: 13x21

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 195
  • Dimensions: 13x15

Property

Details

  • Parcel number: 402305135004
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch
  • Exterior features: None

Lot

  • Lot size: 9,599 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$230$2,760
Property Taxes $407$4,884
Electricity $197$2,366
Total$2,325$27,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,714/yr
40% on housing$69,750/yr
45% on housing$62,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 33983$166
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33983$171
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$295,000
2014-02-06Sold$163,200
2014-01-03Price change$163,150
2013-12-27Price change$172,150
2013-11-11Price change$171,150
2013-07-02Price change$167,150
2013-05-16Listed for sale$165,150
2006-02-14Sold$69,900
2005-06-05Sold$57,500
2003-11-14Sold$11,000

For Sale by Agent

AgentSergio Ramirez
BrokerageDALTON WADE INC

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