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4595 16th ST NE, Naples, FL, 34120

4beds
3baths
2,492sqft
$700,000
$281price/sqft
$4,872/moest. monthly cost
$194,880/yrincome needed

About This Home

Step into this lovely home on 1.59 acres with the beauty of nature surrounding you. Enjoy the salt water pool and relax on your lanai with your morning coffee or a drink in the afternoon. The Sunsetter Awning with its remote control and fan with remote beside you on the swing to relax. Unique outdoor shower.Dacor propane gas burner grill with under counter refrigerator. Built in fire pit on patio.. Family room with 85” TV and fireplace to watch a great movie or sports event. Four bedrooms and three baths. One bath is for pool usage as well as bedroom with door directly leading to pool. The owners suite offers large bedroom with two walk in closets, separate tub and shower, two sink areas and a separate toilette room. The previous owner built this custom home with isoline insulation resulting in very low electric bills. All windows and doors are impact resistant glass and have plantation shutters. Alarm system, irrigation system and Kinetico water softener. This property offers privacy, space and a taste of Florida lifestyle. The large lot offers driveway access for RV/ boat parking.Near by is Founders Square for shopping and dining. The new Corkscrew Island Regional Park with water slides and more for the family to enjoy. NEW AC and Pool Pump installed February 2025.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
8/10
Corkscrew Middle SchoolGrades 6-81.7 mi
6/10

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Electric Cooktop,Dishwasher,Disposal,Dryer,Freezer,Microwave,Refrigerator/Freezer,Safe,Self Cleaning Oven,Oven,Washer,Water Treatment Owned
  • Laundry features: Inside,Laundry Tub

Bedroom

  • Features: First Floor Bedroom, Master BR Ground, Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Breakfast Room, Dining - Living, Formal

Features

  • Built-In Cabinets,Coffered Ceiling(s),Fireplace,Foyer,French Doors,Laundry Tub,Pantry,Smoke Detectors,Vaulted Ceiling(s),Walk-In Closet(s),Window Coverings,Family Room,Guest Room,Laundry in Residence,Screened Lanai/Porch
  • Door features: French Doors,Impact Resistant Doors
  • Window features: Window Coverings,Impact Resistant Windows
  • Flooring: Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Exhaust Fan

Interior Area

  • Total structure area: 2,949
  • Total interior livable area: 2,492 sqft

Kitchen

  • Features: Pantry

Property

Details

  • Parcel number: 39650880007

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Salt Water,Screen Enclosure
  • Patio & porch: Deck,Screened Lanai/Porch
  • Exterior features: Outdoor Grill,Fire Pit
  • Has view: Yes
  • View description: Landscaped Area
  • Waterfront features: None
  • Horses can be raised: Yes

Lot

  • Lot size: 1.59 Acres
  • Features: Regular

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Wildfire
Heat Wave
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$467$5,604
Property Taxes $616$7,392
Electricity $250$3,009
Total$4,872$58,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,040/yr
40% on housing$146,160/yr
45% on housing$129,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 34120$338
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34120$316
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$740,000
2025-08-01Listed for sale$749,500
2025-07-28Pending sale$749,500
2025-07-09Price change$749,500
2025-03-25Price change$790,000
2024-12-31Listed for sale$800,000
2019-12-23Sold$465,500
2019-10-07Pending sale$460,000
2019-07-26Price change$460,000
2019-06-05Price change$475,000
2019-01-18Listed for sale$490,000
2014-04-18Sold$210,000
2006-06-01Sold$105,000

For Sale by Agent

AgentMary Raymond
BrokerageDowning Frye Realty Inc.

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