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4819 JOAN Avenue, Middleburg, FL, 32068

5beds
3baths
2,128sqft
$308,900
$145price/sqft
$2,183/moest. monthly cost
$87,320/yrincome needed

About This Home

Brand new home on a secluded acre of land in desirable Middleburg. This home features 5 bedrooms, 3 bathrooms and over 2,000 sqft of living space. Complete with open kitchen, new stainless steel appliances, vinyl flooring, large primary bedroom with walk in closet and double vanity bathroom. This home is ideally located close to top-rated schools and a variety of restaurants and shops, offering the perfect combination of country living and convenience. Don't miss out on this amazing opportunity to make this wonderful property your new home! **Property is under construction, finishing up final new construction inspections and will be completed in August**

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
7/10
5/10
Middleburg High SchoolGrades PK,9-126.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Electric Oven,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,128 sqft

Property

Details

  • Parcel number: 32052400670037800

Features

  • Stories: 1

Lot

  • Lot size: 1.44 Acres

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,561$18,732
Home Insurance *$210$2,520
Property Taxes $198$2,376
Electricity $214$2,569
Total$2,183$26,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,845/yr
40% on housing$65,490/yr
45% on housing$58,213/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 32068$159
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32068$192
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$307,900
2026-07-30Price change$308,900
2026-06-17Listed for sale$309,900
2024-03-29Sold$25,000
2024-02-20Listed for sale$40,000
2022-06-17Sold$3,250
2022-06-09Pending sale$15,000
2022-02-24Listed for sale$15,000
2022-02-11Pending sale$15,000
2022-02-10Listed for sale$15,000
2021-12-06Pending sale$15,000
2021-11-30Listed for sale$15,000
2021-11-12Pending sale$15,000
2021-10-29Listed for sale$15,000

New Construction

AgentJANNAH JORDAN
BrokerageKELLER WILLIAMS REALTY ATLANTIC PARTNERS

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