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6297 1ST Avenue, Keystone Heights, FL, 32656

3beds
2baths
1,402sqft
$264,000
$188price/sqft
$2,025/moest. monthly cost
$81,000/yrincome needed

About This Home

$5000.00 PRICE DROP !!! Brand-new construction which offers optional access to spring-fed Lake Hutchinson through the neighborhood's voluntary association. Enjoy a private boat launch, sandy beach, clubhouse, playground, and year-round boating, fishing, kayaking, and paddleboarding. This thoughtfully designed 3-bedroom, 2-bath home offers 1,402 square feet of comfortable living space on a spacious 0.23-acre lot. The open-concept floor plan features luxury vinyl plank flooring throughout the main living areas, a bright kitchen with builder-grade cabinetry, quality countertops, and an indoor laundry room. Designed for easy, low-maintenance living, this home is ideal for first-time buyers, retirees, or anyone looking to enjoy the Florida lifestyle. Located in the heart of Keystone Heights, a charming Clay County community known for its beautiful lakes, parks, and small-town atmosphere. Experience peaceful living with convenient access to shopping, schools, and outdoor recreation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Metal
  • Construction materials: Fiber Cement,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Bedroom1

  • Level: Main
  • Area: 136.89
  • Dimensions: 11.70 x 11.70

Bedroom2

  • Level: Main
  • Area: 136.89
  • Dimensions: 11.70 x 11.70

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 140.61
  • Dimensions: 12.90 x 10.90

Features

  • Ceiling Fan(s),Eat-in Kitchen,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Split Bedrooms

Great Room

  • Level: Main
  • Area: 226.56
  • Dimensions: 17.70 x 12.80

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,493
  • Total interior livable area: 1,402 sqft

Kitchen

  • Level: Main
  • Area: 113.4
  • Dimensions: 12.60 x 9.00

Master Bedroom

  • Level: Main
  • Area: 180.6
  • Dimensions: 12.90 x 14.00

Master Bedroom

  • Level: Main
  • Area: 51.3
  • Dimensions: 9.00 x 5.70

Other

  • Level: Main
  • Area: 90
  • Dimensions: 18.00 x 5.00

Other

  • Level: Main
  • Area: 100
  • Dimensions: 10.00 x 10.00

Property

Details

  • Parcel number: 33082300507600000
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 10,018 sqft
  • Features: Cleared,Corner Lot

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,334$16,008
Home Insurance *$166$1,992
Property Taxes $328$3,936
Electricity $197$2,366
Total$2,025$24,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,428/yr
40% on housing$60,750/yr
45% on housing$54,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 32656$153
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32656$184
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$264,000
2026-06-29Listed for sale$269,000
2024-12-09Sold$9,500
2022-06-03Sold$8,000
2021-03-24Listing removed--
2017-05-24Listing removed$7,500
2016-11-15Listed for sale$7,500
2014-09-19Listing removed$8,500
2014-06-21Price change$8,500
2014-03-29Listed for sale$9,500

New Construction

AgentDOUGLAS SCOTT
BrokerageMOMENTUM REALTY

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