




2969 Coco Lakes DR, Naples, FL, 34105
About This Home
One or more photo(s) has been virtually staged, AI generated or rendered. Situated on a private .25-acre cul-de-sac homesite, this to-be-built coastal contemporary residence offers timeless architecture, exceptional craftsmanship, and thoughtfully designed living spaces in one of Naples' most desirable central locations. An exceptional opportunity to build a custom luxury residence by DIVCO Homes, the preferred builder in the exclusive gated estate community of Montebello in Naples. Located just North of The Estuary and West of Grey Oaks, Montebello offers a premier central Naples address within the Naples High School district, only minutes from Lowdermilk Beach, Fifth Avenue South, Third Street South, Waterside Shops, Mercato, and world-class dining, shopping, and golf. Royal Poinciana Golf Club borders the community, enhancing the peaceful estate setting. Offering 3,720 square feet under air and 4,815 total square feet, this home plan features five spacious en-suite bedrooms, five full baths, a private office, with one of the bedrooms being a versatile, detached cabana/flex suite - ideal for guests, extended family, an au pair, media room, or fitness studio. A dramatic great room with soaring ceilings flows seamlessly into the dining area and designer chef's kitchen featuring an oversized island, custom cabinetry, premium appliances, a gas cooktop and wood floors throughout. Expansive 10-foot zero-corner pocket sliding glass doors open to an exceptional outdoor living area complete with a covered lanai, summer kitchen with built-in grill, refrigerator, bar sink, and a custom saltwater pool and spa with sun shelf—creating the perfect setting for year-round entertaining. The estate home will be built to the latest FEMA standards, including impact-resistant windows and doors, a buried 500-gallon propane tank, generator-ready infrastructure, and a three-car garage. Included are premium DIVCO custom plans ready to build or you can customize to your personal vision, presenting a rare opportunity to create a one-of-a-kind luxury residence in one of Naples' most sought-after gated neighborhoods on a premium cul-de-sac lot. One or more photos have been virtually staged, AI-generated, or are artist renderings.
Getting Around
Schools
Construction
Condition
- New construction: Yes
- Year built: 2027
Materials
- Foundation: Concrete Block,Poured Concrete
- Roof: Built-Up,Metal
- Construction materials: Block,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Contemporary,Florida,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Dishwasher,Disposal,Grill - Gas,Microwave,Refrigerator/Freezer,Tankless Water Heater,Oven
- Laundry features: Washer/Dryer Hookup,Inside
Bedroom
- Features: Master BR Ground, Split Bedrooms
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 5
Dining Room
- Features: Breakfast Bar, Dining - Living
Features
- Cathedral Ceiling(s),Coffered Ceiling(s),Custom Mirrors,French Doors,Pantry,Smoke Detectors,Vaulted Ceiling(s),Volume Ceiling,Den - Study,Laundry in Residence,Screened Lanai/Porch
- Door features: French Doors,Impact Resistant Doors
- Window features: Impact Resistant Windows
- Flooring: Marble,Tile,Wood
Heating & Cooling
- Heating features: Central,Zoned
- Cooling features: Ceiling Fan(s),Central Air,Zoned
Interior Area
- Total structure area: 4,815
- Total interior livable area: 3,720 sqft
Kitchen
- Features: Gas Available, Island, Pantry
Property
Details
- Parcel number: 26169502025
Features
- Stories: 1
- Private pool: Yes
- Pool features: In Ground,Gas Heat,Salt Water,Self Cleaning
- Patio & porch: Awning(s),Patio,Screened Lanai/Porch
- Exterior features: Awning(s),Outdoor Grill,Outdoor Kitchen
- Has spa: Yes
- Spa features: In Ground,Heated
- Fencing: Fenced
- Has view: Yes
- View description: Landscaped Area,Preserve
- Waterfront features: None
Lot
- Lot size: 0.25 Acres
- Features: Cul-De-Sac,Irregular Lot
Parking
- Total spaces: 3
- Parking features: Driveway,Guest,Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Lightning
- Coastal Flooding
- Cold Wave
- Heat Wave
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Collier County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $16,939 | $203,268 |
| Home Insurance * | $3,066 | $36,792 |
| Property Taxes | $2,876 | $34,512 |
| Electricity | $374 | $4,492 |
| Total | $23,255 | $279,060 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Listed for sale | $3,350,000 |
| 2023-06-07 | Sold | $797,500 |
