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3315 RIDGEVIEW Drive, Green Cove Springs, FL, 32043

5beds
3baths
3,021sqft
$420,000
$139price/sqft
$3,220/moest. monthly cost
$128,800/yrincome needed

About This Home

VA assumable loan available at 3.25% -- an incredible opportunity for qualified buyers! Beautifully designed 5-bedroom, 2.5-bath home with solar panels and an average electric bill of just $30/month, located in the sought-after Rolling Hills community--just minutes from the toll road ext. The versatile layout features a downstairs bedroom or private office, formal dining space, and a spacious chef's kitchen with eat-in area that flows seamlessly into the large living room. Tile flooring throughout the main level adds style and durability. Upstairs offers a generous flex space, a luxurious primary suite with garden tub, separate shower, and dual walk-in closets, plus three additional bedrooms and a full bath. Upstairs laundry for convenience. Enjoy resort-style amenities including a residents' club, pool, and tennis courts!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
7/10
5/10
Clay High SchoolGrades PK,9-125.6 mi

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Pantry,Primary Bathroom -Tub with Separate Shower,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,021 sqft

Property

Details

  • Parcel number: 22052501010901273

Features

  • Stories: 2
  • Patio & porch: Front Porch,Patio
  • Fencing: Other,Vinyl

Lot

  • Features: Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$290$3,480
Property Taxes $503$6,036
Electricity $304$3,648
Total$3,220$38,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,400/yr
40% on housing$96,600/yr
45% on housing$85,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 32043$198
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32043$182
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for rent$2,450
2026-03-16Listing removed$2,450
2026-03-09Listed for sale$420,000
2024-02-26Listing removed--
2024-01-18Price change$2,500
2024-01-01Listing removed--
2023-11-29Price change$425,000
2023-11-15Price change$2,600
2023-10-28Listed for rent$2,800
2023-09-19Price change$429,900
2023-08-19Price change$439,900
2023-07-24Price change$449,900
2023-07-13Listed for sale$460,000
2020-12-20Listing removed$2,200
2020-11-24Price change$2,200
2020-11-14Price change$2,300
2020-11-01Listed for rent$2,400
2016-05-31Sold$250,668

For Sale by Agent

AgentMADDY MARTINEZ
BrokerageHOVER GIRL PROPERTIES

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