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10123 Boylston St, Pt Charlotte, FL, 33981

4beds
3baths
1,852sqft
$644,000
$348price/sqft
$4,693/moest. monthly cost
$187,720/yrincome needed

About This Home

HUGE PRICE IMPROVEMENT***MOTIVATED SELLER***BRING ALL OFFERS***MUST SELL***MOVE IN READY*** This BRAND-NEW, CUSTOM-BUILT HOME radiates QUALITY CRAFTSMANSHIP and MODERN ELEGANCE from the moment you arrive. The PAVER DRIVEWAY, GRAND ENTRANCE, and FLOOR-TO-CEILING WINDOWS WITH SLATTED WOOD ACCENTS immediately set the tone for the stunning design found throughout. Perfectly situated on a SALTWATER CANAL WITH DIRECT GULF ACCESS in the highly desirable boating community of South Gulf Cove, this 3-BEDROOM + OFFICE, 3-BATHROOM, RESIDENCE — featuring TWO MASTER SUITES — offers REFINED LUXURY and THOUGHTFUL FUNCTIONALITY at every turn. Step inside to discover SOARING VOLUME CEILINGS, 8-FOOT DOORS, and DESIGNER 24” x 48” porcelain tile flooring throughout. The SPACIOUS LIVING ROOM showcases a dramatic TRAY CEILING WITH RECESSED LIGHTING and a THREE-PANEL SLIDING GLASS DOOR that opens to the COVERED LANAI, creating a bright and seamless indoor-outdoor living experience. The primary suite is a private retreat, featuring lanai access, a Tray ceiling, TWO walk-in closets, and a SPA-INSPIRED BATHROOM with DUAL VANITIES, QUARTZ COUNTERTOPS, and a TILED SHOWER WITH DUAL SHOWERHEADS. The JUNIOR PRIMARY SUITE (perfect for guests or in-laws) includes its own ENSUITE BATH, a LARGE WALK-IN CLOSET, and PRIVATE POOL DECK ACCESS, offering comfort and independence for your visitors. At the heart of the home, the CHEF-INSPIRED KITCHEN dazzles with HIGH-END STAINLESS STEEL APPLIANCES, TILE BACKSPLASH, WALK-IN PANTRY, and a WATERFALL-EDGE QUARTZ ISLAND accented by elegant PENDANT LIGHTING and SLATTED WOOD DETAILING. Sleek BLACK HARDWARE adds a modern finishing touch. Enjoy YEAR-ROUND PEACE OF MIND with HURRICANE-IMPACT WINDOWS AND SLIDING GLASS DOORS throughout. The outdoor living area is equally impressive, featuring a spacious covered lanai, SUMMER KITCHEN hookups, OUTDOOR SHOWER, and a POOL AND SPA with a SUNDECK perfect for lounging, splashing, or cooling off with your furry friends. The 60’ wide, WRAP-AROUND PAVER POOL DECK and HEAVY-DUTY UPGRADED CAGE (6” FRAMING) complete this exceptional OUTDOOR OASIS. Each of the three bedrooms offers DIRECT POOL ACCESS, making this home ideal for both ENTERTAINING and RELAXED FLORIDA LIVING. The OVERSIZED 3-CAR GARAGE (32’ x 20’, 720 SQ. FT.) includes HURRICANE-RATED DOORS and houses the HVAC handler and water heater. Located just minutes from GOLF COURSES, BEACHES, MARINAS, WORLD-CLASS FISHING, and ENDLESS WATER ADVENTURES, this 1,851 SQ. FT. (UNDER AIR) home feels even larger thanks to its OPEN DESIGN AND SOARING CEILINGS. Bring your BOATS, RVs, AND TRAILERS — the South Gulf Cove Community offers TWO BOAT RAMPS, FIVE PARKS, and is GOLF CART-FRIENDLY, making it the ultimate destination for OUTDOOR LIVING AND COASTAL ADVENTURE. This remarkable property truly has it all — LUXURY, COMFORT, AND PEACE OF MIND — all at an incredible value. Don’t miss your opportunity to call this South Gulf Cove GEM your new HOME IN PARADISE. call today to schedule your private tour!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
6/10
4/10
Lemon Bay High SchoolGrades 9-126.8 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Block,Stem Wall
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: Concordia
  • Builder name: GAR CONSTRUCTION SERVICES LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room

Balcony Porch Lanai

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 288
  • Dimensions: 28.8x10

Bathroom2

  • Level: First
  • Area: 28
  • Dimensions: 7x4

Bathroom3

  • Level: First
  • Area: 44.8
  • Dimensions: 8x5.6

Bedroom2

  • Features: Built-In Shelving,Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 160.48
  • Dimensions: 13.6x11.8

Bedroom3

  • Features: Built-In Shelving,Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 95.58
  • Dimensions: 11.8x8.1

Features

  • Built-in Features,Ceiling Fan(s),High Ceilings,Kitchen/Family Room Combo,L Dining,Primary Bedroom Main Floor,Stone Counters,Thermostat,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Porcelain Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,998
  • Total interior livable area: 1,852 sqft

Kitchen

  • Level: First
  • Area: 147.68
  • Dimensions: 14.2x10.4

Laundry

  • Level: First
  • Area: 34.68
  • Dimensions: 6.8x5.1

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 358.44
  • Dimensions: 20.6x17.4

Primary Bathroom

  • Features: Built-In Shelving,Built-In Shower Bench,Dual Sinks,En Suite Bathroom
  • Level: First

Primary Bedroom

  • Features: Built-In Shelving,Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 236.16
  • Dimensions: 16.4x14.4

Property

Details

  • Parcel number: 412129134005
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Deck,Gunite,Heated,In Ground,Screen Enclosure
  • Patio & porch: Covered,Deck,Enclosed,Patio,Rear Porch,Screened
  • Exterior features: Lighting,Rain Gutters
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Bay/Harbor Front,Canal Front,Waterfront,Canal - Saltwater

Lot

  • Lot size: 10,000 sqft
  • Features: Cleared
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,256$39,072
Home Insurance *$299$3,588
Property Taxes $941$11,292
Electricity $197$2,366
Total$4,693$56,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,902/yr
40% on housing$140,790/yr
45% on housing$125,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$348This listing

vs Other Active Listings

Avg $/sqft

ZIP 33981$238
Charlotte County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 33981$196
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$647,900
2026-01-15Price change$649,900
2025-12-03Listed for sale$689,900
2025-10-18Listing removed$729,900
2025-10-06Listed for sale$729,900
2025-10-05Listing removed$889,900
2025-07-05Listed for sale$889,900
2025-05-10Listing removed$849,900
2025-01-14Price change$849,900
2025-01-03Price change$884,900
2024-11-20Listed for sale$899,900
2023-10-25Sold$126,000

New Construction

AgentHolly Drilling
BrokerageRE/MAX PALM REALTY

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