See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2224 SW 31st Ln, Cape Coral, FL, 33914

4beds
3baths
2,721sqft
$1,399,000
$514price/sqft
$10,149/moest. monthly cost
$405,960/yrincome needed

About This Home

This custom-built Gulf access home offers 2,721 square feet of thoughtfully designed living space, featuring 4 bedrooms, 3 bathrooms, and a dedicated office. One of the guest bedrooms features its own en-suite bathroom, providing added privacy and flexibility for guests or multi-generational living. Designed for both everyday living and entertaining, the home features 10-foot ceilings throughout, impact-resistant windows and doors, and an open-concept layout filled with natural light. The spacious kitchen showcases custom cabinetry, a large shiplap-accented island, a built-in bar area, a generous walk-in pantry, and a propane gas cooktop, creating the perfect gathering space for family and friends. From the moment you arrive, a custom putting green at the front entry sets this home apart. The backyard is designed to embrace the Southwest Florida lifestyle with a custom heated pool and spa, an outdoor kitchen with a built-in propane BBQ, a built-in bar, and three in-water bar stools, creating the ultimate setting for entertaining or relaxing poolside. Boating enthusiasts will appreciate the oversized Gulf access dock complete with a double captain's walk and a 10,000-pound boat lift, making it easy to spend the day on the water and return home to your own private waterfront retreat. A spacious two-car garage completes the home, offering additional storage and convenience. Combining quality custom construction, flexible living spaces, exceptional outdoor amenities, and desirable Gulf access, this property offers a rare opportunity to enjoy luxury waterfront living in Southwest Florida.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
Gulf Elementary SchoolGrades PK-50.4 mi
7/10
Gulf Middle SchoolGrades 6-80.7 mi
3/10
Ida S. Baker High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Cooktop,Microwave,Refrigerator,Wine Cooler,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Wet Bar,Bathtub,Kitchen Island,Living/Dining Room,Multiple Shower Heads,Pantry,Separate Shower,Walk-In Pantry,Walk-In Closet(s),Home Office,Split Bedrooms,Bathroom,Den,Guest Quarters,Office,Screened Porch
  • Window features: Double Hung,Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,286
  • Total interior livable area: 2,721 sqft

Property

Details

  • Parcel number: 334423C406052.0510
  • Lease amount: 0
  • Zoning description: R1

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete,Electric Heat,Heated,In Ground
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Security/High Impact Doors,Outdoor Grill,Outdoor Kitchen,Patio
  • Has spa: Yes
  • Spa features: Above Ground,Electric Heat,Gunite
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Access

Lot

  • Lot size: 10,802 sqft
  • Features: Oversized Lot
  • Lot size dimensions: 102 x 125 x 70 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,074$84,888
Home Insurance *$825$9,900
Property Taxes $1,977$23,724
Electricity $273$3,286
Total$10,149$121,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$347,965/yr
40% on housing$304,470/yr
45% on housing$270,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$514This listing

vs Other Active Listings

Avg $/sqft

ZIP 33914$363
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33914$253
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$1,399,000
2021-05-20Sold$90,000
2021-01-19Listing removed--
2020-07-10Listed for sale$99,000
2016-06-24Listing removed$79,000
2015-11-12Listed for sale$79,000
2013-09-17Listing removed$50,000
2013-07-19Listed for sale$50,000
2010-02-22Sold$74,200
2010-01-11Sold$33,500
2001-08-01Sold$21,000
1993-11-22Sold$11,300

For Sale by Agent

AgentSamantha Haringa
BrokerageRealty One Group MVP

Similar Homes