2104 SW 28th Ln, Cape Coral, FL, 33914
About This Home
Experience true Florida living in this beautifully appointed home perfectly positioned right on the waterfront offered fully furnished and professionally decorated. Bright, airy, and designed for comfort, this residence features an open-concept layout with Sliding glass doors and windows that fill the home with natural light and provide gorgeous water views throughout. Enjoy the comfort of two spacious and separate living areas, each offering stunning pool and water views. The gourmet kitchen offers modern stainless steel appliances, custom cabinetry's, generous counter space, and a spacious island ideal for entertaining. The spacious primary suite offers pool and water views, two walk-in closets, and an ensuite bathroom with dual vanities and a walk-in shower. The three additional fully furnished bedrooms and a full bathroom are conveniently located on the opposite side, making it ideal for family, guests. Step outside to your private tropical oasis, complete with a sparkling pool & spa, screened lanai, and ample patio space for sunbathing, outdoor dining, or evening relaxation by the water. With direct gulf water access this home blends indoor comfort with the best of outdoor Florida living. Located in a safe, quiet, and highly sought-after neighborhood, this home is close to top-rated schools, shopping, dining, golf courses and Sands Park. This property thrives in a high-performing rental program with year-round demand, generated an impressive income the last years and already has bookings secured through March 2027. This home is truly turnkey—just bring your suitcase and start living the waterfront lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2023
Materials
- Roof: Shingle
- Construction materials: Block,Concrete,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Cooktop,Disposal,Ice Maker,Microwave,Range,Refrigerator,RefrigeratorWithIce Maker,Self Cleaning Oven,Washer
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Breakfast Bar,Bathtub,Dual Sinks,Family/Dining Room,Living/Dining Room,Separate Shower,Cable TV,Vaulted Ceiling(s),Bar,Walk-In Closet(s),High Speed Internet,Den,Family Room,Great Room
- Window features: Jalousie,Single Hung,Sliding,Shutters
- Flooring: Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,217
- Total interior livable area: 2,598 sqft
Property
Details
- Parcel number: 334423C406044.0510
- Lease amount: 0
- Zoning description: R1
Features
- Private pool: Yes
- Pool features: Electric Heat,Heated,Salt Water,Outside Bath Access
- Patio & porch: Patio
- Exterior features: Sprinkler/Irrigation,Patio
- Has spa: Yes
- Spa features: Electric Heat
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- On waterfront: Yes
- Waterfront features: Canal Access,Seawall
Lot
- Lot size: 10,018 sqft
- Features: Rectangular Lot,Sprinklers Automatic
- Lot size dimensions: 80 x 125 x 80 x 125
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,298 | $51,576 |
| Home Insurance * | $501 | $6,012 |
| Property Taxes | $1,217 | $14,604 |
| Electricity | $261 | $3,137 |
| Total | $6,277 | $75,324 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Listed for sale | $850,000 |
| 2023-05-04 | Sold | $950,000 |
| 2023-03-22 | Pending sale | $970,000 |
| 2023-03-16 | Price change | $970,000 |
| 2023-03-03 | Listed for sale | $975,000 |
| 2023-01-02 | Listing removed | -- |
| 2022-12-16 | Price change | $939,000 |
| 2022-12-01 | Price change | $938,000 |
| 2022-11-16 | Price change | $940,000 |
| 2022-11-11 | Price change | $945,000 |
| 2022-10-28 | Listed for sale | $950,000 |
| 2022-10-20 | Listing removed | -- |
| 2022-07-28 | Price change | $965,000 |
| 2022-05-29 | Price change | $970,000 |
| 2022-04-30 | Price change | $972,000 |
| 2022-04-29 | Listed for sale | $973,000 |
| 2020-11-12 | Sold | $70,000 |
| 2020-10-20 | Pending sale | $75,000 |
| 2020-10-16 | Listed for sale | $75,000 |
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