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36452 Grand Island Oaks Cir, Grand Island, FL, 32735

4beds
3baths
2,817sqft
$455,000
$162price/sqft
$3,348/moest. monthly cost
$133,920/yrincome needed

About This Home

Built with family living and entertaining in mind, this beautiful home is located in a fabulous family-friendly neighborhood near the Harris Chain of Lakes. Offering over 2,800 square feet, it features 4 bedrooms, 3 full bathrooms, and a dedicated home office/den. The spacious open floor plan showcases high ceilings and wood-plank ceramic tile throughout. The stunning kitchen includes granite countertops, a large island with breakfast bar, tall high-end cabinetry, and a walk-in pantry—perfect for gatherings and everyday living. The expansive primary suite boasts a tray ceiling and a luxurious bath with double vanities, a resort-style shower, private water closet, and dual walk-in closets. A split-unit air conditioner in the primary suite adds extra comfort for restful sleep. The thoughtfully designed layout includes oversized second and third bedrooms with a private bath, plus a separate fourth bedroom/guest wing with its own full bathroom—ideal for guests or multigenerational living. Additional highlights include an indoor laundry room with sink and extra storage, a screened back porch, and a fully fenced backyard offering privacy and space to enjoy the outdoors.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
3/10
Eustis Middle SchoolGrades 6-85.9 mi
3/10
Eustis High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bathroom2

  • Level: First
  • Area: 143
  • Dimensions: 11x13

Bathroom3

  • Level: First
  • Area: 132
  • Dimensions: 11x12

Bathroom4

  • Level: First
  • Area: 143
  • Dimensions: 11x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Level: First
  • Area: 143
  • Dimensions: 11x13

Features

  • Ceiling Fan(s),Coffered Ceiling(s),Dry Bar,Eating Space In Kitchen,High Ceilings,Open Floorplan,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds
  • Flooring: Ceramic Tile
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Great Room

  • Level: First
  • Area: 702
  • Dimensions: 26x27

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 3,467
  • Total interior livable area: 2,817 sqft

Kitchen

  • Level: First
  • Area: 168
  • Dimensions: 12x14

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 315
  • Dimensions: 15x21

Property

Details

  • Parcel number: 321826026600011500
  • Zoning: R-6
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch,Screened
  • Exterior features: Sidewalk
  • Fencing: Fenced

Lot

  • Lot size: 9,600 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Hurricane

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$224$2,688
Property Taxes $541$6,492
Electricity $283$3,401
Total$3,348$40,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,788/yr
40% on housing$100,440/yr
45% on housing$89,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 32735$83
Lake County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 32735$166
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$474,000
2026-04-10Listed for sale$479,000
2026-03-27Pending sale$479,000
2026-03-12Price change$479,000
2026-03-04Listed for sale$499,000
2022-12-08Sold$455,000
2022-11-06Pending sale$465,000
2022-10-03Price change$465,000
2022-08-17Listed for sale$475,000
2020-09-28Sold$339,000

For Sale by Agent

AgentLeslie Matthews
BrokerageHANSON REAL ESTATE GROUP, INC.

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