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3234 NW 18th St, Cape Coral, FL, 33993

4beds
3baths
2,079sqft
$649,000
$312price/sqft
$4,884/moest. monthly cost
$195,360/yrincome needed

About This Home

Welcome to your dream turnkey waterfront retreat in Cape Coral, Florida! This immaculate, fully furnished 4-bedroom, 3-bathroom home offers a private heated pool and backs up to a canal with direct access to the Gulf of Mexico—perfect for endless fishing, boating, and sunset cruises. Built in 2022, this home feels like new and is located in the highly desirable NW Cape Coral area, close to top-rated shopping and dining. Step inside to a spacious, modern interior featuring an open floor plan ideal for entertaining and everyday living. The kitchen is a chef’s dream, complete with sleek cabinetry, stainless steel appliances, and granite countertops. Relax in the luxurious owner’s suite with peaceful canal views, while three additional bedrooms provide comfortable accommodations for family and guests. Outside, enjoy year-round relaxation on the screened lanai with your private heated pool. Just beyond, the backyard leads to the canal, where your boat is ready for Gulf access adventures. Turnkey and fully furnished, this home is move-in ready—just bring your suitcase and start living the Florida lifestyle!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
Mariner Middle SchoolGrades 6-82.9 mi
3/10
Mariner High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Cooktop,Microwave,Refrigerator,Water Softener
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bathtub,Dual Sinks,Eat-in Kitchen,High Ceilings,Kitchen Island,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s),Split Bedrooms,Great Room
  • Window features: Single Hung,Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,529
  • Total interior livable area: 2,079 sqft

Property

Details

  • Parcel number: 314323C304307.0190
  • Lease amount: 0
  • Zoning description: RD-W

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Electric Heat,Heated,In Ground,Pool Equipment,Screen Enclosure
  • Exterior features: Security/High Impact Doors,Sprinkler/Irrigation
  • Has view: Yes
  • View description: Canal,Water
  • Has water view: Yes
  • Water view: Canal,Water
  • On waterfront: Yes
  • Waterfront features: Basin,Canal Access,Seawall

Lot

  • Lot size: 10,018 sqft
  • Features: Other,Rectangular Lot,Sprinklers Automatic

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$452$5,424
Property Taxes $942$11,304
Electricity $209$2,510
Total$4,884$58,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,451/yr
40% on housing$146,520/yr
45% on housing$130,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 33993$226
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33993$209
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$635,000
2026-07-06Price change$649,000
2026-06-24Price change$660,000
2026-06-08Price change$670,000
2026-05-26Price change$685,000
2026-05-15Price change$699,000
2026-05-10Price change$715,000
2026-04-30Price change$735,000
2026-04-13Price change$745,000
2026-01-06Price change$749,000
2025-10-12Price change$765,000
2025-09-17Price change$775,000
2025-08-17Price change$785,000
2025-07-25Price change$800,000
2025-07-10Price change$820,000
2025-06-16Price change$830,000
2025-05-29Price change$840,000
2025-05-12Price change$850,000
2025-04-17Price change$870,000
2025-04-07Listed for sale$900,000
2022-08-05Sold$800,000
2022-06-17Pending sale$800,000
2022-06-13Price change$800,000
2022-06-06Price change$829,900
2022-05-26Listed for sale$849,000
2021-02-02Sold$90,500
2019-04-19Sold$55,000
2012-03-19Sold$31,000
2005-01-14Sold$235,000

For Sale by Agent

AgentDanielle Van Camp
BrokerageEXP Realty LLC

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