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2626 SW 4th Pl, Cape Coral, FL, 33914

3beds
3baths
2,069sqft
$644,000
$311price/sqft
$4,843/moest. monthly cost
$193,720/yrincome needed

About This Home

Introducing “The White House” Situated on a triple lot, very quiet and nice neighborhood on Freshwater Canal with beautiful western exposure. Build in 2021 and very well maintained! Open floor plan that just flows room to room with 9ft sliders (11ft Ceilings) open up to your lanai and pool area with oversized pool & private spa. The perfect layout of this Home includes a master suite with direct access to your private covered lanai with automatic roll down shutter. Enjoy incredible sunsets while overlooking the beautifully designed pool area (100k saltwater pool package with oversized pool and oversized Spa) and the wildlife in this Freshwater Canal. Your expansive sundeck is perfect for sunbathing or just to relax, unwind, entertain! The oversized and very private lot comes with different fruit trees, like Mango, Avocado, Papaya and there is still lots of room to have more trees or bushes. 9600W Predator Inverter Generator (only 5hours runtime so far!) compatible to the installed LCEC GenerLink to service the home without extension cords is also included as well as part of the furniture.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
Pelican Elementary SchoolGrades PK-51.2 mi
6/10
Gulf Middle SchoolGrades 6-82.1 mi
4/10
Cape Coral High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Disposal,Range,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bedroom on Main Level,Bathtub,Family/Dining Room,High Ceilings,Living/Dining Room,Main Level Primary,Pantry,Separate Shower,Walk-In Closet(s),Split Bedrooms,Den,Great Room
  • Window features: Impact Glass,Sliding
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,555
  • Total interior livable area: 2,069 sqft

Property

Details

  • Parcel number: 354423C101859.0210
  • Lease amount: 0
  • Zoning description: R1

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete,Electric Heat,Heated,In Ground,Salt Water
  • Patio & porch: Open,Patio,Porch
  • Exterior features: Outdoor Shower,Other,Patio
  • Has spa: Yes
  • Spa features: In Ground
  • Has view: Yes
  • View description: Canal,Water
  • Has water view: Yes
  • Water view: Canal,Water
  • On waterfront: Yes
  • Waterfront features: Canal Access

Lot

  • Lot size: 0.34 Acres
  • Features: Multiple lots
  • Lot size dimensions: 120 x 125 x 120 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached,Covered,Driveway,Garage,Paved,Two Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,256$39,072
Home Insurance *$379$4,548
Property Taxes $1,000$12,000
Electricity $208$2,498
Total$4,843$58,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,045/yr
40% on housing$145,290/yr
45% on housing$129,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 33914$365
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33914$253
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$644,000
2026-04-07Price change$649,000
2026-03-16Price change$684,000
2026-01-26Listed for sale$699,000
2018-04-10Sold$48,000
2014-05-12Sold$18,800
2014-03-06Listed for sale$19,900

For Sale by Agent

AgentErik Fine
BrokerageCornerstone Coastal Properties

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