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14061 White Plains St, Spring Hill, FL, 34609

4beds
3baths
2,300sqft
$370,000
$161price/sqft
$2,744/moest. monthly cost
$109,760/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Welcome to this well-maintained 4-bedroom, 3-bathroom single-family home located in Spring Hill. Built in 2016, this home features an open and split floor plan designed for both functionality and privacy. A versatile office/den with French doors provides the option to be converted into a fifth bedroom, offering flexibility for a variety of needs. The home is nicely kept and offers a spacious living room ideal for entertaining, along with ceiling fans throughout for added comfort. Situated on a corner lot, the property provides additional space and privacy, along with a spacious backyard complete with a concrete patio, perfect for outdoor seating and gatherings. Enjoy the benefits of no HOA and no CDD, offering greater flexibility and lower ongoing costs. Conveniently located a short drive from US-19 and Cortez Blvd, providing easy access to a wide variety of shopping, dining, and everyday conveniences. The home is also near Anderson Snow Park, featuring a splash pad, playground, and recreational areas. Please schedule all showings through ShowingTime with a minimum of 24-hour notice.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10
Powell Middle SchoolGrades 6-82.8 mi
5/10

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Vaulted Ceiling(s)
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 2,300 sqft

Kitchen

  • Level: First
  • Area: 143
  • Dimensions: 13x11

Living Room

  • Level: First
  • Area: 450
  • Dimensions: 18x25

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 252
  • Dimensions: 14x18

Property

Details

  • Parcel number: R3232317512007300120
  • Zoning: PDP
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Other
  • Fencing: Fenced,Vinyl

Lot

  • Lot size: 0.37 Acres
  • Features: Cleared,Corner Lot,Oversized Lot
  • Lot size dimensions: 130 x 125

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$192$2,304
Property Taxes $451$5,412
Electricity $231$2,777
Total$2,744$32,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,080/yr
40% on housing$82,320/yr
45% on housing$73,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 34609$159
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34609$178
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$410,000
2023-11-13Sold$395,900
2023-09-23Pending sale$399,900
2023-08-22Price change$399,900
2023-08-14Price change$425,000
2023-08-10Price change$439,500
2023-07-09Listed for sale$440,500
2017-05-03Sold$208,250
2015-10-12Sold$9,000

For Sale by Agent

AgentTiffany Luu
BrokerageFLORIDAS A TEAM REALTY

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