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1015 Palmer Ave, Bessemer, AL, 35020

3beds
1baths
892sqft
$110,000
$123price/sqft
$1,038/moest. monthly cost
$41,520/yrincome needed

About This Home

Totally Renovated 3 BR 1 BA, 1 Level Home!! All is updated with beautiful finishes and all updated mechanicals - HVAC, WATER HEATER. ROOF, WINDOWS, FLOORS. Nice Flat Lot. 100% Financing & Down Payment Assistance Available to Qualified Applicants. Property was used as a long time rental, tenant recently moved out.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Brighton SchoolGrades PK-51.2 mi
4/10
Hueytown Middle SchoolGrades 6-83.1 mi
3/10

Construction

Condition

  • Year built: 1960

Materials

  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Closet,Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Recessed Lighting,Smooth Ceilings,Tub/Shower Combo,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 892

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 892 sqft

Kitchen

  • Features: Laminate Counters
  • Level: First

Property

Details

  • Parcel number: 3000262019010.000
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: None
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 6,534 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$189$2,268
Property Taxes $53$636
Electricity $240$2,881
Total$1,038$12,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,588/yr
40% on housing$31,140/yr
45% on housing$27,680/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 35020$34
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35020$65
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-29Price change$110,000
2026-02-03Listed for sale$128,999
2026-01-30Contingent$128,999
2025-12-27Listed for sale$128,999
2025-12-14Listing removed$134,900
2025-09-13Listed for sale$134,900
2024-01-31Sold$236,000
2023-02-18Listing removed--
2022-12-14Listed for sale$150,000
2022-04-21Listing removed--
2022-01-20Listed for sale$139,900
2021-08-16Sold$7,000
2016-11-22Sold$12,000
2008-05-29Sold$34,850
2004-03-23Sold$54,900
2003-09-22Sold$51,041
2003-01-02Sold$35,276

For Sale by Agent

AgentDerion Schofield
BrokerageDalton Wade Real Estate Group

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