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420 HARTFORD HEIGHTS STREET, Spring Hill, FL, 34609

5beds
3baths
2,808sqft
$430,000
$153price/sqft
$3,197/moest. monthly cost
$127,880/yrincome needed

About This Home

Welcome to a spacious 5-bedroom home designed for today’s active lifestyle, offering a blend of comfortable living, work-from-home flexibility, community amenities, and privacy. Situated on a quiet cul-de-sac in an established neighborhood, this home provides room to grow, space to gather, and the convenience many buyers are looking for. The layout offers multiple flexible-use spaces, including a first-floor primary suite for added privacy and convenience, plus four additional bedrooms upstairs that can be used for guests, home office space, hobbies, or other needs. A large second-floor family room provides an additional living area, and the upstairs laundry room is conveniently located near the bedrooms. The main level features travertine tile flooring throughout for durability and easy maintenance. The kitchen is appointed with granite countertops and an upgraded appliance package, creating a functional space for cooking, entertaining, and everyday meals. A convenient half bath is also located on the first floor. Outdoor living is inviting with a screened front porch, and a spacious yard with room for a variety of outdoor uses. The cul-de-sac location adds privacy and neighborhood charm, with green space nearby. Community amenities include a clubhouse, community pool, fitness center, library, book exchange, book clubs, board game nights, Food Truck Fridays, holiday events, and social gatherings organized by the community social committee. Residents can choose how involved they would like to be while still enjoying the privacy of a cul-de-sac home. This well-established neighborhood offers mature surroundings and completed development with no ongoing construction disruption. The home offers quality and comfort without the added burden of a CDD fee. Located in Flood Zone X, flood insurance is not required by most lenders. Convenient access to the Veterans Expressway makes commutes to Tampa, Tampa International Airport, business centers, shopping, dining, schools, medical facilities, and Gulf Coast destinations easy and efficient. With 5 bedrooms, multiple living areas, a main-floor primary suite, upgraded finishes, community amenities, cul-de-sac privacy, no CDD fee, and a desirable non-flood-zone location, this home is ready for its next owner to move in and enjoy.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
5/10
Powell Middle SchoolGrades 6-83.5 mi
5/10

Construction

Condition

  • Property condition: Completed
  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Ice Maker,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bathroom5

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 154
  • Dimensions: 14x11

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 225
  • Dimensions: 15x15

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 154
  • Dimensions: 14x11

Bedroom4

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 154
  • Dimensions: 14x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Features: Ceiling Fan(s)
  • Level: Second
  • Area: 368
  • Dimensions: 23x16

Features

  • Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,405
  • Total interior livable area: 2,808 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Walk-In Closet(s)
  • Level: First
  • Area: 360
  • Dimensions: 24x15

Library

  • Level: First
  • Area: 132
  • Dimensions: 12x11

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 195
  • Dimensions: 15x13

Primary Bathroom

  • Features: Dual Sinks,En Suite Bathroom,Exhaust Fan,Shower No Tub,Water Closet/Priv Toilet,Linen Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Primary Bedroom

  • Features: Dual Sinks,En Suite Bathroom,Shower No Tub,Water Closet/Priv Toilet,Walk-In Closet(s)
  • Level: First
  • Area: 195
  • Dimensions: 15x13

Property

Details

  • Parcel number: R3422318375000100480
  • Zoning: 00
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Irrigation System,Lighting,Sidewalk

Lot

  • Lot size: 0.26 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$224$2,688
Property Taxes $517$6,204
Electricity $282$3,391
Total$3,197$38,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,611/yr
40% on housing$95,910/yr
45% on housing$85,253/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 34609$159
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34609$178
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$399,000
2026-06-20Listed for sale$430,000
2021-10-11Sold$389,900
2021-03-24Listing removed--
2016-04-29Sold$193,000
2015-11-02Listing removed$183,000
2015-08-05Listed for sale$183,000
2015-03-30Sold$178,300

For Sale by Agent

AgentFonda Sabin
BrokerageDOUGLAS ELLIMAN

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