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1064 MONROE AVENUE, Brooksville, FL, 34604

4beds
3baths
1,970sqft
$419,900
$213price/sqft
$3,303/moest. monthly cost
$132,120/yrincome needed

About This Home

Step into this stunning Contemporary New Construction Home featuring 4 spacious bedrooms and 3 beautifully designed bathrooms, including a luxurious primary suite and a private secondary suite perfect for guests or multigenerational living. Designed with an open-concept layout, this home is filled with abundant natural lighting through oversized windows that create a bright and airy atmosphere throughout. The elegant interior showcases beautiful chandeliers, modern light fixtures, all-wood cabinetry, and premium quartz stone countertops that elevate every space with contemporary sophistication. The expansive chef's kitchen offers generous cabinetry, a large island, and seamless flow into the living and dining areas, while an additional kitchenette provides extra convenience for entertaining or extended family living. Retreat to the luxurious primary bathroom featuring a massive walk-in shower and designer finishes. Every bathroom is enhanced with sleek modern contemporary tile selections that add style and elegance throughout the home. Situated on a spacious lot in a great neighborhood, this property offers the perfect combination of luxury, comfort, and functionality with modern architecture, bright open spaces, and upscale finishes designed for today's lifestyle.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
Moton Elementary SchoolGrades PK-57.8 mi
5/10
Powell Middle SchoolGrades 6-83.4 mi
5/10

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block,Slab,Stem Wall
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Other

  • Builder name: A&A Services of Florida Inc

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Mid-Century Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Freezer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Closet

Balcony Porch Lanai

  • Level: First

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Features: Built-in Closet
  • Level: First

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dinette

  • Level: First

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Wood Cabinets,Stone Counters,Thermostat,Tray Ceiling(s)
  • Door features: Sliding Doors
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,136
  • Total interior livable area: 1,970 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Other

  • Features: Walk-In Closet(s)
  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: R3622318269005500190
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Garden,Lighting,Private Mailbox,Private Yard

Lot

  • Lot size: 8,400 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$198$2,376
Property Taxes $784$9,408
Electricity $198$2,379
Total$3,303$39,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,245/yr
40% on housing$99,090/yr
45% on housing$88,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 34604$178
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34604$196
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Price change$419,900
2026-05-25Listed for sale$429,900
2025-03-25Sold$41,000
2021-09-22Sold$25,000
2005-03-14Sold$30,000
1999-04-30Sold$6,500

New Construction

AgentYaslen Marino Cardoso
BrokerageAVENUE HOMES LLC

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