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4150 NW 39th Ave, Cape Coral, FL, 33993

3beds
2baths
1,619sqft
$374,900
$232price/sqft
$2,817/moest. monthly cost
$112,680/yrincome needed

About This Home

***Wow! ***PRICED BELOW APPRAISED VALUE***Welcome to the essence of SW Florida living with this beautifully maintained, 2021 Heated-pool home offering a fabulous WESTERN exposure, lush landscaping & decor, and the rare advantage of NO HOA and NO CDD fees. Being offered "Turn-Key" furnished, this residence invites you to step into effortless comfort from day one. Set in a peaceful, wooded lot area perfect for your pets, this custom-built property features 2,044 total sq ft (1,619 sq ft under air) with a desirable split-floor plan designed for privacy and easy entertaining. A spacious two-car garage pairs with an oversized paved driveway accommodating up to six vehicles, leading to a welcoming covered entry setting. Inside, you’ll find 3 generous bedrooms, 2 full baths, a bright family room w/ vaulted ceiling, leather power sectional, 70" HD smart TV, designer light fixtures & ceiling fans, formal dining area, island breakfast bar, and a private laundry room. The chef inspired kitchen shines with real wood cabinetry, granite countertops, and a full Frigidaire stainless-steel appliance suite. *Do you like to entertain? Step through the sliding glass doors to your personal oasis: Enjoy the fully enclosed screened lanai encompassing a large, refreshing, custom L-shaped, heated saltwater pool with a spacious sun shelf, bubblers & outdoor shower ($90k Value)—perfect for al fresco dining, grilling, lounging, sunset cocktails, watching tv or simply unwinding. The updated en-suite primary bedroom offers a serene retreat with a walk-in shower, dual sinks, modern tile, and abundant closet space. Additional property features include: 2021 installed Roof, AC, water filtration system, water heater, plumbing, electric panel & pool equipment—providing true peace of mind along with Hurricane shutters & Tile flooring throughout. Located in a peaceful, friendly, NW Cape Coral neighborhood, you’re just minutes from Punta Gorda Downtown & Airport, waterfront dining, historic Matlacha, boat ramps, parks, golf courses, shopping, schools, and more. This fabulous home has never flooded and is located in an area with no projected utility assessments for 20+ years. Perfect for first-time buyers, veterans, seasonal residents, or anyone seeking the best of Florida living. Schedule your private tour today and experience this exceptional home for yourself. ***One Year Mechanical / Appliance Warranty included***

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Mariner Middle SchoolGrades 6-86.0 mi
3/10
Mariner High SchoolGrades 9-125.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Ice Maker,Microwave,Range,Refrigerator,RefrigeratorWithIce Maker,Washer,Water Softener
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Built-in Features,Dual Sinks,Family/Dining Room,Kitchen Island,Living/Dining Room,Pantry,Shower Only,Separate Shower,Cable TV,Vaulted Ceiling(s),Bar,Walk-In Closet(s),Window Treatments,Split Bedrooms,Bathroom,Guest Quarters,Screened Porch
  • Window features: Impact Glass,Window Coverings
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,044
  • Total interior livable area: 1,619 sqft

Property

Details

  • Parcel number: 184323C105497.0350
  • Lease amount: 0
  • Zoning description: R1
  • Other equipment: Reverse Osmosis System

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete,Electric Heat,Heated,In Ground,Pool Equipment,Salt Water
  • Patio & porch: Lanai,Porch,Screened
  • Exterior features: Sprinkler/Irrigation,Outdoor Shower,Shutters Manual
  • Has view: Yes
  • View description: Landscaped,Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 10,628 sqft
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 80 x 120 x 80 x 120

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Paved,Two Spaces
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$261$3,132
Property Taxes $464$5,568
Electricity $197$2,366
Total$2,817$33,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,582/yr
40% on housing$84,510/yr
45% on housing$75,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 33993$227
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33993$209
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$374,900
2026-07-25Price change$374,900
2026-06-26Price change$379,000
2026-06-12Listed for sale$389,000
2025-08-31Listing removed$399,900
2025-06-26Price change$399,900
2025-06-02Price change$419,000
2025-04-27Price change$435,000
2025-04-04Price change$445,000
2025-01-13Price change$455,000
2024-12-21Listed for sale$465,000
2021-07-06Sold$246,165
2021-02-15Pending sale$238,990
2021-02-15Listed for sale$238,990
2020-11-18Sold$7,490
2020-10-05Pending sale$7,490
2020-08-26Price change$7,490
2020-08-11Listed for sale$7,900
2020-01-22Listing removed$15,000
2019-06-19Listed for sale$15,000
2003-07-08Sold$6,700

For Sale by Agent

AgentSteven Shortino
BrokerageHamilton Franklin Realty LLC

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